Side by side

MONEI vs Razorpay Payment Gateway

Both stand on payment gateways. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

MONEI

Paid AndroidAPIiPhone+1

MONEI combines broad payment-method coverage, commerce integrations, customizable checkout, and mobile acceptance. Its transaction pricing has no setup fee or monthly minimum, while settlement timing varies by merchant risk.

Visit MONEI

Razorpay Payment Gateway

Free trial AndroidAPIiPhone+1

Razorpay Payment Gateway combines broad payment-method coverage with developer tools, reporting and recurring or marketplace support. Review the post-introduction fee, GST and custom-pricing terms before choosing it.

Visit Razorpay Payment Gateway

The facts

	MONEI	Razorpay Payment Gateway
Free plan	No	A free trial
Open source	Not published	Not published
Runs on	Android, API, iPhone, Web	Android, API, iPhone, Web
Lowest paid plan	Free or on request	Payment Gateway: $2, paid once
Plans published	1	1
Maker	Not published	Not published
Website	monei.com	razorpay.com
On payment gateways	#35 of 66	#31 of 66

MONEI: what it does well

Supports more than 30 payment methods
Integrates with major commerce platforms
Offers customizable hosted checkout
Handles recurring payments and subscriptions
Provides Android and iOS payment app

What to know first

No free plan
Payouts can take up to 30 days for high-risk merchants
Pricing is transaction-based rather than listed upfront
Target market is Spain and Andorra

Razorpay Payment Gateway: what it does well

Supports more than 100 payment methods
Real-time payment and settlement dashboard
APIs, webhooks and platform SDKs
Recurring and marketplace payments
PCI DSS Level 1 compliance stated

What to know first

Paid plan charges 2% plus GST after 90 days
0% introductory fee has terms
Custom pricing typically above ₹5 lakh monthly
No free plan

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