Razorpay Payment Gateway
What Razorpay Payment Gateway is
Razorpay Payment Gateway lets businesses accept online payments through cards, UPI, netbanking, EMI and other methods. Razorpay says it supports more than 100 payment methods and provides a checkout designed to reduce customer friction. Its dashboard tracks payments, refunds, settlements and analytics with real-time insights. Developers can use APIs, webhooks for transaction event notifications and platform SDKs. Listed integrations include Shopify, WooCommerce, Magento, Wix, WordPress, Android, iOS, PHP, Python, Ruby, Java, .NET, Node.js and Go. Recurring and marketplace payments are supported. Razorpay states that the gateway is PCI DSS Level 1 compliant and uses continuous monitoring and advanced encryption. It is available through web, Android, iOS and API platforms. The company was founded in 2014 and is headquartered in Bangalore, Karnataka, India. The listed plan charges $2, paid once: a 2% platform fee plus GST per successful payment after the first 90 days, with 0% platform fee for the first 90 days subject to terms. No setup fees or annual maintenance charges are listed.
Who it suits
It suits merchants, schools, ecommerce businesses and other companies accepting online payments. Developers can use APIs, webhooks, SDKs and the listed ecommerce, mobile and programming-language integrations.
What it does well
- Supports more than 100 payment methods
- Real-time payment and settlement dashboard
- APIs, webhooks and platform SDKs
- Recurring and marketplace payments
- PCI DSS Level 1 compliance stated
What to know first
- Paid plan charges 2% plus GST after 90 days
- 0% introductory fee has terms
- Custom pricing typically above ₹5 lakh monthly
- No free plan
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Payment Gateway | 2% platform fee + GST per successful payment after the first 90 days; page also advertises 0% platform fee for the first 90 days (terms apply). · No setup fees · No annual maintenance charges · Custom pricing typically above ₹5 lakh/month | $2, paid once |
As razorpay.com lists them, read 2 Oct 2026. The maker's own page has the final word.
Verdict
Razorpay Payment Gateway combines broad payment-method coverage with developer tools, reporting and recurring or marketplace support. Review the post-introduction fee, GST and custom-pricing terms before choosing it.
Facts from Razorpay Payment Gateway's own pages
- Checkout
- The product offers a conversion-optimized checkout designed to reduce customer friction. · razorpay.com, 2 Oct 2026
- Company history
- Razorpay's About page says it was founded by IIT Roorkee alumni; it does not state a founding year on that page. · razorpay.com, 2 Oct 2026
- Dashboard
- Its dashboard tracks payments, refunds, settlements and analytics with real-time insights. · razorpay.com, 2 Oct 2026
- Developer tools
- Razorpay provides APIs, webhooks for real-time transaction event notifications, and platform SDKs. · razorpay.com, 2 Oct 2026
- Founded
- 2014 · razorpay.com, 28 Sept 2026
- Headquarters
- Bangalore, Karnataka, India · razorpay.com, 28 Sept 2026
- Integrations
- Listed integrations include Shopify, WooCommerce, Magento, Wix, WordPress, Android, iOS, PHP, Python, Ruby, Java, .NET, Node.js and Go. · razorpay.com, 2 Oct 2026
- Intended users
- Razorpay describes its services for merchants, schools, ecommerce businesses and other companies, with dedicated solution areas including SaaS, ecommerce, education and BFSI. · razorpay.com, 2 Oct 2026
- Payment methods
- Razorpay says its gateway supports 100+ payment methods, including cards, UPI and netbanking. · razorpay.com, 2 Oct 2026
- Pricing limits
- The pricing page states there are no setup fees or annual maintenance charges, while high-volume merchants can request custom pricing, typically above ₹5 lakh per month. · razorpay.com, 2 Oct 2026
- Purpose
- Razorpay Payment Gateway lets businesses accept online payments through UPI, cards, netbanking, EMI and other methods. · razorpay.com, 2 Oct 2026
- Security
- Razorpay states that the gateway is PCI DSS Level 1 compliant and uses continuous monitoring and advanced encryption. · razorpay.com, 2 Oct 2026
- Support
- Razorpay advertises 24x7 support and directs customers to raise a support ticket or consult its knowledge base. · razorpay.com, 2 Oct 2026
Where Razorpay Payment Gateway stands on Freedom251
- Payment Gateways#31 of 66
- Payment Processing Software#36 of 71