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HOA Cloud vs hoa.to

Both stand on hoa management software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

HOA Cloud

Free trial AndroidAPIiPhone+1

HOA Cloud brings Florida-focused compliance, association accounting, resident payments, documents, and vendor work into one platform. Its pricing and transaction fees make it a paid service to evaluate against an association’s size and needs.

Visit HOA Cloud

hoa.to

Free trial AndroidAPIiPhone+1

Choose hoa.to if your community needs a shared system for payments, resident operations, and board governance, with mobile access and integration options. Look elsewhere if the preview pricing qualification or pass-through card fees do not suit your budgeting needs.

Visit hoa.to

The facts

HOA Cloudhoa.to
Free planA free trialA free trial
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planManagement Companies: $1.75 per door a monthSee the plans
Plans published33
MakerHOA Cloudhoa.to
Websitehoacloud.apphoa.to
On hoa management software#26 of 87#22 of 87

HOA Cloud: what it does well

  • Dedicated portals for offices, boards, residents, and vendors
  • Florida Chapters 718 and 720 compliance tools
  • Accounting includes budgets, reserves, and reconciliation
  • Android, iOS, web, and API platforms
  • Seven-day trial requires no credit card

What to know first

  • No free plan
  • Online dues add a $1 platform fee per transaction
  • Compliance Shield costs $200 a month
  • Management Companies plan adds association fees

hoa.to: what it does well

  • Automates dues, late fees, reconciliations, and reporting.
  • Residents can pay, vote, and track service requests.
  • Includes amenity reservations, document storage, and e-signatures.
  • Offers a REST API, webhooks, OAuth 2.0, and Zapier.
  • Migration support includes record imports and balance reconciliation.

What to know first

  • Self-managed has a $29 monthly minimum.
  • Card-network fees are passed through.
  • Management company pricing is custom and not stated.

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