Side by side
Fluid Pay Virtual Terminal vs Peach Payments
Both stand on payment gateways. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid APIWeb
Choose Fluid Pay Virtual Terminal if your team processes card and ACH payments through browser workflows and needs transaction controls, customer records, and itemized receipts. Merchants need to work through a Fluid Pay partner, and pricing requires contacting the company.
Visit Fluid Pay Virtual Terminal
Paid AndroidAPIiPhone+1
Peach Payments covers multiple checkout channels, payment methods, integrations, and recurring billing needs. Businesses should confirm eligibility, applicable fees, and whether the listed channels fit their market.
Visit Peach PaymentsThe facts
| Fluid Pay Virtual Terminal | Peach Payments | |
|---|---|---|
| Free plan | Not published | No |
| Open source | Not published | Not published |
| Runs on | API, Web | Android, API, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 2 |
| Maker | Not published | Not published |
| Website | fluidpay.com | peachpayments.com |
| On payment gateways | #41 of 66 | #45 of 66 |
Fluid Pay Virtual Terminal: what it does well
- Accepts card and ACH payments through a shared form and reporting flow.
- Search, refund, reconcile, and batch transactions in the terminal.
- Split sales across two payment methods.
- Save customer addresses and add customers to Customer Vault during a transaction.
- Send branded receipts with itemized catalog or ad-hoc line items.
What to know first
- Pricing requires contacting Fluid Pay.
- Fluid Pay says it does not board merchants directly.
- The product is available through browser and API platforms.
Peach Payments: what it does well
- Supports many payment channels and methods
- Payment links work through email, WhatsApp, and SMS
- Embedded checkout avoids customer redirects
- Offers recurring and subscription payments
- Lists ecommerce plugins and API coverage
What to know first
- Paid service with no free plan
- Does not accept drop-shipping businesses
- Enterprise pricing is volume-based and unlisted
- Growth prices are shown ex VAT
Alternatives to Fluid Pay Virtual Terminal Alternatives to Peach Payments The whole list