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Fihary vs SettlePair

Both stand on payment reconciliation software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Fihary

Free plan AndroidAPIWeb+1

Fihary combines automatic matching with Mobile Money and accounting connections. The free plan has limits on operators, users, and daily transactions, while larger plans raise those limits.

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SettlePair

Free plan Web

SettlePair offers CSV-based reconciliation with visible matching evidence and several ways to handle payment exceptions. Users should expect to import files and record results themselves, rather than rely on bank or accounting-system connections.

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The facts

FiharySettlePair
Free planYesYes
Open sourceNoNo
Runs onAndroid, API, Web, WindowsWeb
Lowest paid planStarter: 19,000 MGA a monthFree or on request
Plans published51
MakerNot publishedNot published
Websitefihary.comsettlepair.com
On payment reconciliation software#1 of 29#5 of 29

Fihary: what it does well

  • Automatically matches transactions.
  • Supports MVola, Orange Money, and Airtel Money.
  • Integrates with Sage 100 and Odoo.
  • API access is available.
  • Offers a free plan.

What to know first

  • Free plan is limited to one operator.
  • Free plan allows one user.
  • Free plan allows 10 transactions per day.
  • Enterprise starts at 500,000 MGA per month.

SettlePair: what it does well

  • Shows evidence behind each match score
  • Handles partial and split payments
  • Exports reviewed reconciliations to CSV
  • Invoice and bank files are not uploaded
  • Free beta has no usage limits

What to know first

  • Does not connect to banks or accounting systems
  • Large files depend on device memory
  • Saved sessions expire after 30 days
  • Support has no guaranteed response time

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