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Eko Recon vs Settler

Both stand on account reconciliation software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Eko Recon

Paid APISelf-hostedWeb+1

Eko Recon brings transaction matching, exception handling, reporting, and access controls into one reconciliation platform. Its listed deployment options and open-source license may suit teams able to manage a local or Docker installation.

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Settler

Free plan APILinuxSelf-hosted+1

Settler combines rules-based reconciliation with replayable records and operator-led exception review. The free self-hosted plan has a monthly volume limit, while cloud and managed plans have listed monthly prices.

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The facts

Eko ReconSettler
Free planNot publishedYes
Open sourceNot publishedNot published
Runs onAPI, Self-hosted, Web, WindowsAPI, Linux, Self-hosted, Web
Lowest paid planFree or on requestCloud API: $99 a month
Plans published14
MakerNot publishedNot published
Websitegithub.comsettler.dev
On account reconciliation software#9 of 21#5 of 21

Eko Recon: what it does well

  • Imports four listed file formats
  • Priority-ordered transaction matching rules
  • Maker-checker approvals and override remarks
  • Local or Docker deployment
  • Free and released under the MIT license

What to know first

  • SQLite is the default database
  • AI output requires human approval

Settler: what it does well

  • Repeatable matching uses configurable rules and field-level tolerances.
  • Runs can produce hash-linked audit evidence and replay traces.
  • Exceptions record context and auditable operator decisions.
  • Self-hosting is available through Docker Compose and Kubernetes.
  • API supports tenant-scoped runs, evidence retrieval, replay, and health checks.

What to know first

  • Open Source is limited to 10,000 monthly reconciliations.
  • Cloud API costs $99 a month.
  • Managed Operations costs $399 a month.
  • Settler is not a compliance certification.

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