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doxo vs Melio

Both stand on bill payment software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

doxo

Free plan AndroidiPhoneWeb

doxo combines bill organization with payment tracking and reminders across web and mobile. Paying by linked bank account is free; doxoPLUS adds listed identity, credit, overdraft, and late-fee protections.

Visit doxo

Melio

Free plan AndroidiPhoneWeb

Melio brings bill capture, payment execution, and accounting sync into one business platform. Check the Go plan’s user and ACH limits, and note that the service is built for US businesses.

Visit Melio

The facts

doxoMelio
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, iPhone, Web
Lowest paid plandoxoPLUS: $5.99 a monthFree or on request
Plans published26
MakerNot publishedNot published
Websitedoxo.commelio.com
On bill payment software#1 of 27#2 of 27

doxo: what it does well

  • Network includes more than 120,000 payable billers
  • Free payments with a linked bank account
  • Includes reminders, automatic payments, and tracking
  • Available on web, iOS, and Android

What to know first

  • Fees may apply to credit, debit, or Apple Pay payments
  • doxoPLUS costs $5.99 a month

Melio: what it does well

  • Captures bills by OCR or dedicated email
  • Supports recurring and batch payments
  • Syncs with QuickBooks, Xero, or NetSuite
  • Mobile app manages payables and receivables
  • Vendors can be paid without accounts

What to know first

  • Go is limited to one user
  • Go includes five free ACH payments monthly
  • ACH payments after the allowance cost $0.50

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