Side by side
dLocal vs Embed
Both stand on embedded payments platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
dLocal covers collections, payouts, and fund splitting across a broad set of emerging markets and payment methods. Businesses considering a full API integration should account for its PCI DSS requirement and request a tailored commercial proposal.
Visit dLocalChoose Embed if your software platform needs integrated payment acceptance, configurable pricing, and fund distribution across multiple parties. Its sandbox and integration support also suit teams preparing payment operations for launch. The listed model has no free plan, and card charges and risk-based onboarding checks should be considered when evaluating costs.
Visit EmbedThe facts
| dLocal | Embed | |
|---|---|---|
| Free plan | Not published | No |
| Open source | Not published | Not published |
| Runs on | API, Web | API, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | Not published | Not published |
| Website | dlocal.com | embed.co |
| On embedded payments platforms | #6 of 28 | #10 of 28 |
dLocal: what it does well
- Access to over 1,000 local payment methods
- Supports individual and batch payout requests
- Offers recurring billing and payment links
- REST API uses JSON and has a sandbox
- Supports multi-currency payments
What to know first
- Pricing is custom and available on request
- Full API integration requires PCI DSS compliance
- Tiendanube integration is available only in Argentina
Embed: what it does well
- One integration covers ecommerce, point-of-sale, and subscription payments.
- Supports tiered, blended, and cost-plus pricing by customer segment.
- Balance accounts support split funds and scheduled or on-demand payouts.
- Sandbox includes test merchants, payment testing, credentials, and reconciliation reports.
- Offers domestic virtual IBANs across Europe safeguarded by tier-one banks.
What to know first
- There is no free plan.
- Card transactions include a €0.15 gateway fee plus interchange and 0.50%.
- Merchant onboarding and ongoing checks are priced by risk profile.