Side by side
BitPay vs KuCoin Pay
Both stand on crypto payment processors. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose BitPay if your business needs several cryptocurrency payment channels, flexible settlement, or ecommerce integrations. Its free wallet is also suited to people who want self-custody tools across mobile and desktop. Look elsewhere if you need Bill Pay outside the United States or prefer not to manage wallet custody yourself.
Visit BitPayChoose KuCoin Pay if you are a verified KuCoin user or a merchant seeking cryptocurrency checkout across online, offline, and in-app transactions. Consumers pay no KuCoin fee, though merchants may add handling fees. Merchants should look elsewhere if they need a published merchant price rather than a quote-based volume structure.
Visit KuCoin PayThe facts
| BitPay | KuCoin Pay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Yes | Not published |
| Runs on | Android, API, Extension, iPhone, Linux, Mac, Web, Windows | Android, API, iPhone, Web |
| Lowest paid plan | See the plans | Free or on request |
| Plans published | 8 | 2 |
| Maker | Not published | Not published |
| Website | bitpay.com | kucoin.com |
| On crypto payment processors | #1 of 20 | #4 of 20 |
BitPay: what it does well
- Accepts payments online, in stores, and through email billing.
- Settlement can be in fiat, cryptocurrency, or a mix.
- Lists plugins for Shopify, WooCommerce, Magento, and BigCommerce.
- Offers REST APIs, SDKs, and libraries for five languages.
- Free wallet app supports buying, selling, swapping, and storing.
What to know first
- Merchant processing fees vary with monthly transaction volume.
- BitPay Bill Pay is available only to US residents.
- The self-custody wallet leaves cryptocurrency control with the user.
KuCoin Pay: what it does well
- Supports on-chain payments from exchanges and decentralized wallets.
- Verified users can make gas-free off-chain payments to one another.
- Merchants can accept online, offline, and in-app payments.
- Settlement options include USDT, USDC, or fiat conversion through KuCoin OTC.
- Merchant portal includes transaction monitoring, financial reporting, and customer insights.
What to know first
- Merchant pricing is volume-based and requires a quote.
- Merchants may apply handling fees to consumer payments.
- Suspending a user's main KuCoin account also suspends KuCoin Pay.
Alternatives to BitPay Alternatives to KuCoin Pay The whole list