Side by side
Basis Theory vs PayU
Both stand on payment tokenization software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidAPIiPhone+1
Basis Theory combines payment-data tokenization, access controls, routing, and vault capabilities in one cloud platform. Standard pricing is $995 a month, and token counts include tokens deleted during the same month.
Visit Basis Theory
Paid AndroidAPIiPhone+1
PayU combines a wide range of payment methods with recurring collections, marketplace support, and multiple integration routes. Review the transaction pricing and settlement options for your business category before choosing it.
Visit PayUThe facts
| Basis Theory | PayU | |
|---|---|---|
| Free plan | Not published | No |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | Standard platform: $995 a month | See the plans |
| Plans published | 2 | 1 |
| Maker | Not published | Not published |
| Website | basistheory.com | payu.in |
| On payment tokenization software | #6 of 22 | #10 of 22 |
Basis Theory: what it does well
- Tokenizes card data at collection
- Connects to existing payment service providers
- Vault includes Account Updater, BIN Details, Network Tokens, and 3DS
- Lists several compliance certifications and standards
What to know first
- Standard platform costs $995 a month
- Only 20,000 tokens are included
- Additional tokens cost $0.05 each
- Deleted tokens still count toward monthly total
PayU: what it does well
- Supports 150+ payment modes.
- Offers recurring and marketplace payments.
- Provides web and mobile app checkout.
- Names integrations with WooCommerce, Shopify, BigCommerce, and Shopmatic.
- Describes encryption and fraud-prevention tools.
What to know first
- No free plan.
- Merchant UPI pricing varies by business type and volume.
- Standard settlements take T+2.
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