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Basis Theory vs DeloPay

Both stand on payment tokenization software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Basis Theory

Paid AndroidAPIiPhone+1

Basis Theory combines payment-data tokenization, access controls, routing, and vault capabilities in one cloud platform. Standard pricing is $995 a month, and token counts include tokens deleted during the same month.

Visit Basis Theory

DeloPay

Free plan AndroidAPIiPhone+4

Choose DeloPay if your business needs to route transactions among payment providers, offer hosted checkout, or connect through payment links, WooCommerce, or an API. Its listed transaction rates and lack of monthly plan or setup fee may suit businesses with variable volume. Look elsewhere if you need native mobile SDKs now or a free plan.

Visit DeloPay

The facts

Basis TheoryDeloPay
Free planNot publishedYes
Open sourceNot publishedNo
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone, Linux, Mac, Web, Windows
Lowest paid planStandard platform: $995 a monthPower: $2.25 a month
Plans published26
MakerNot publishedNot published
Websitebasistheory.comdelopay.net
On payment tokenization software#6 of 22#2 of 22

Basis Theory: what it does well

  • Tokenizes card data at collection
  • Connects to existing payment service providers
  • Vault includes Account Updater, BIN Details, Network Tokens, and 3DS
  • Lists several compliance certifications and standards

What to know first

  • Standard platform costs $995 a month
  • Only 20,000 tokens are included
  • Additional tokens cost $0.05 each
  • Deleted tokens still count toward monthly total

DeloPay: what it does well

  • Smart Routing uses cost, success rate, capabilities, and business rules.
  • Hosted checkout supports cards, 3-D Secure, wallets, and crypto.
  • Connects with nine listed payment providers.
  • Provides REST API and official JavaScript/TypeScript and Java SDKs.
  • Subscriptions can be managed through one API with supported connectors.

What to know first

  • No free plan; a free trial is available.
  • Native mobile SDKs are still on the roadmap.
  • Test API keys support test mode, but whether a test reaches a provider sandbox depends on the connected provider.
  • Starter transactions are billed at 4.00% per transaction.

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