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American Express Token Service vs DeloPay

Both stand on payment tokenization software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

American Express Token Service

Free plan AndroidAPIiPhone+1

American Express Token Service covers token issuance, controls, and lifecycle management for a range of payment use cases. Market availability, enablement, and certification requirements are important considerations.

Visit American Express Token Service

DeloPay

Free plan AndroidAPIiPhone+4

Choose DeloPay if your business needs to route transactions among payment providers, offer hosted checkout, or connect through payment links, WooCommerce, or an API. Its listed transaction rates and lack of monthly plan or setup fee may suit businesses with variable volume. Look elsewhere if you need native mobile SDKs now or a free plan.

Visit DeloPay

The facts

American Express Token ServiceDeloPay
Free planYesYes
Open sourceNot publishedNo
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone, Linux, Mac, Web, Windows
Lowest paid planFree or on requestPower: $2.25 a month
Plans published16
MakerNot publishedNot published
Websitenetwork.americanexpress.comdelopay.net
On payment tokenization software#1 of 22#2 of 22

American Express Token Service: what it does well

  • Tokens can be restricted by retailer, usage count, and lifetime.
  • Lifecycle management can update tokens when cards are replaced.
  • Includes a token vault and risk management capabilities.
  • Listed plan is free.

What to know first

  • Availability varies by market.
  • Issuer, merchant, acquirer, or service provider enablement is required.
  • Network authorization certification is required for digital wallet and card-on-file tokenization transactions.

DeloPay: what it does well

  • Smart Routing uses cost, success rate, capabilities, and business rules.
  • Hosted checkout supports cards, 3-D Secure, wallets, and crypto.
  • Connects with nine listed payment providers.
  • Provides REST API and official JavaScript/TypeScript and Java SDKs.
  • Subscriptions can be managed through one API with supported connectors.

What to know first

  • No free plan; a free trial is available.
  • Native mobile SDKs are still on the roadmap.
  • Test API keys support test mode, but whether a test reaches a provider sandbox depends on the connected provider.
  • Starter transactions are billed at 4.00% per transaction.

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