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Best Real-Time Payments Software in 2026

  1. 1

    SoFi

    by SoFi
    Free plan AndroidiPhoneMac+2

    SoFi combines banking, investing, account tracking, and financial guidance, with a free Coach option for eligible members. Check regional availability for the specific products you need.

    7.1 Free plan · paid from $10/mo Visit site
  2. 2

    Routable

    Paid APIWeb

    Routable combines mass payouts, vendor onboarding, and accounts-payable functions for organisations with many recipients.

    5.2 From $1,250/mo Visit site
  3. 3

    Bottomline PTX

    Paid Web

    Organizations managing payments across multiple channels may choose PTX for its range of payment methods, file support, bank connectivity and approval workflows.

    4.7 Pricing on request Visit site
  4. 4

    ACI Real-Time Payments Cloud

    Paid
    4.6 Pricing on request Visit site
  5. 5

    Corporate One Immediate Payments Hub

    Paid Web
    4.6 Pricing on request Visit site
  6. 6

    Alacriti Orbipay Payments Hub

    Paid Web
    4.5 Pricing on request Visit site
  7. 7

    CGI All Payments

    Paid
    4.5 Pricing on request Visit site
  8. 8

    Finzly Payment Galaxy

    Paid Web
    4.5 Pricing on request Visit site
  9. 9

    EBA CLEARING RT1

    Paid
    4.4 Visit site
  10. 10

    Finastra Payments Hubs

    Paid Web
    4.4 Pricing on request Visit site
  11. 11

    FIS Money Movement Hub

    Paid Web
    4.4 Pricing on request Visit site
  12. 12

    Fiserv NOW Gateway

    Paid
    4.3 Pricing on request Visit site
  13. 13

    FIS Real-Time Payments

    Paid Web
    4.3 Pricing on request Visit site
  14. 14

    NatPayNOW

    Paid Web
    4.2 Pricing on request Visit site
  15. 15

    Pidgin

    Paid Web
    4.2 Pricing on request Visit site
  16. 16

    Icon Payments Framework (IPF)

    Paid Web
    4.1 Pricing on request Visit site
  17. 17

    Temenos Payments Hub

    Paid Web
    4.0 Pricing on request Visit site
  18. 18

    Volante Real-Time Payments

    Paid Web
    4.0 Pricing on request Visit site
  19. 19

    TARGET Instant Payment Settlement (TIPS)

    Paid Web
    3.9 From €0.00 Visit site
  20. 20

    Vertifi Payments Hub (Vertifi Flow)

    Paid
    3.8 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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