Tiplo

What Tiplo is

Tiplo is a web platform that moves restaurant credit-card tips from a Tiplo wallet to employees’ bank accounts. Restaurants can assign tips to the day earned and distribute them daily or weekly. Custom tip pools divide money among roles or departments, while tip-outs can use percentage formulas or hours worked with manual overrides. Employee profiles show earned, paid and pending amounts, pool shares and payment history. For bookkeeping, Tiplo provides POS-aligned exports, cash reconciliation and a ledger covering wallet funding and staff payouts. It is standalone and requires no integrations. Restaurants fund the wallet themselves, and Tiplo says it does not pull funds without authorization. Employees use existing bank accounts without special accounts or prepaid cards. Essential costs $89 a month. Enterprise pricing is unlisted and may add fee withholding, a tip calculator, committee management, account management and 24/7 priority support.

Who it suits

Tiplo is designed for restaurants such as bakeries, cafes, bars, caterers, quick-service businesses and franchises. It suits operators managing pooled tips, scheduled payouts and detailed payout records.

Limits

Essential costs $89 a month. Enterprise has no listed price; its added features include fee withholding up to 1.5% of card tips, a customizable calculator, tip committee management, dedicated account management, and 24/7 priority support.

Getting started

1. Open the Tiplo website
2. Choose the Essential or Enterprise plan
3. Complete business due diligence required by banking partners
4. Fund your Tiplo wallet
5. Configure attribution, pool percentages, payout schedules, and tip-out rules
6. Invite employees to receive deposits in their existing bank accounts

Verdict

Tiplo focuses on restaurant tip allocation, wallet funding and employee payouts without integration setup. Its Essential plan covers core distribution and ledger functions, while Enterprise adds support and customization options.