PayTrace

Web · Android · iPhone · API

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Freedom report

Two barsScore 5.5

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

PayTrace is ranked #12 of 62 in payment gateways on Freedom251. It runs on Android, API, iOS, Web.

Compared on payment gateways

Payment methods: Credit and debit cards; ACH
Recurring payments: Yes

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The record

What it does: PayTrace provides B2B payment processing, merchant services, a payment gateway, and accounts receivable automation.
Payment channels: Merchants can accept payments online, in person, over the phone, on the go, and through ERP and business systems software.
AR automation: Trace AR supports digital invoicing, payment reminders, recurring or installment payments, invoice reconciliation, and invoice history tracking.
Integrations: Trace AR lists connections with Acumatica, Microsoft Dynamics 365 Business Central, NetSuite, and QuickBooks Online.
API: PayTrace offers a payment API with documentation, integration guides, and a sandbox for testing without processing real cards.
Security: PayTrace says its platform is PCI DSS compliant, encrypts sensitive information, and does not store payment data locally on the merchant’s network, computers, or premises.
PCI details: The product matrix states that PayTrace has been PCI DSS certified as a Level 1 Service Provider annually since 2005.
Processing optimization: The product matrix lists Level II data processing across Basic, Pro, and Trace AR, while Level III processing is listed for Pro and Trace AR.
Support: PayTrace lists phone support at 1-888-806-6545 from 5 am to 7 pm Pacific and support by email at [email protected].
Product limits: The product matrix says transaction details and receipts are available through search for up to 24 months.
Mobile app: PayTrace says its PayTrace Go app is available for iPhone and Android.
Who it serves: PayTrace presents its solutions for B2B merchants and also describes payment workflows for business and government customers.
Company: The site identifies the business as PayTrace, LLC, a North company, and says PayTrace was founded in 2004.
Founded: 2004

Where it ranks on Freedom251

Best Payment Gateways in 2026#12 of 62

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Sources

paytrace.net· checked 4 Oct 2026
paytrace.net/merchant-services· checked 4 Oct 2026
paytrace.net/trace-ar· checked 4 Oct 2026
paytrace.net/developers· checked 4 Oct 2026
paytrace.net/resources/product-matrix· checked 4 Oct 2026
paytrace.net/contact· checked 4 Oct 2026
paytrace.net/emv· checked 4 Oct 2026
paytrace.net/b2b· checked 4 Oct 2026