Freedom251 › Payment Processing Software
PaySimple
What PaySimple is
PaySimple is a platform for business payments, billing, and customer management. It accepts online, in-person, and mobile payments through credit cards, debit cards, ACH/eCheck, Apple Pay, and Google Pay. Online tools include a digital storefront, payment forms, embeddable checkout, and payment links. Billing supports recurring charges and electronic invoices, while real-time reports and dashboards show business information. PaySimple runs on the web, Android, and iOS, and provides RESTful APIs, hosted checkout, and webhook callbacks. Its mobile app can take payments and manage customers, services, reports, and dashboards. The platform plan costs $79.95 a month, with card processing as low as 2.90% + $0.30 per transaction and ACH/eCheck processing at 1.00% + $0.30. The company states that it is PCI DSS certified, encrypts stored card data, and does not retain CVV2 or swiped track data. There is no free plan.
Who it suits
PaySimple suits businesses needing online, in-person, and mobile payment acceptance with billing and customer management. Its apps and APIs support teams working across web and mobile channels.
What it does well
- Accepts cards, ACH/eCheck, Apple Pay, and Google Pay
- Recurring billing and electronic invoicing
- Web, Android, and iOS apps
- Real-time reporting and dashboards
- RESTful API and webhooks
What to know first
- No free plan
- Platform costs $79.95 a month
- Processing and conditional fees apply
- Higher-volume discounts require a custom quote
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| PaySimple solution | monthly plus processing fees · unlimited invoicing · free mobile app access · unlimited customer support | $49.95 a month |
| Basic | flat rate per month · credit-card payments · customer management · eCheck payments · electronic invoices · email marketing · in-person payments | $69.95 a month |
| PaySimple platform | monthly · all features included · credit-card processing 2.90% + $0.30 per transaction · ACH/eCheck 1.00% + $0.30 | $79.95 a month |
| ACH/eCheck processing | 1.00% + $0.30 per transaction · $30.00 chargeback fee if applicable · $5.00 ACH return fee if applicable | On request |
| Credit/debit card processing | 2.90% + $0.30 per transaction; plus monthly fees · Card-not-present surcharge +1.00% if applicable · $0.75 batch fee · $5.95 monthly PCI DSS program fee · other conditional fees listed on standard pricing page | On request |
As paysimple.com lists them, read 15 Oct 2026. The maker's own page has the final word.
Verdict
PaySimple combines payment acceptance, billing, customer records, reporting, and integrations across web and mobile. Consider the monthly platform charge and transaction fees when assessing fit.
Facts from PaySimple's own pages
- API status
- API 5 is identified as beta and does not yet include all API 4 features. · documentation.paysimple.com, 15 Oct 2026
- Automated reminders
- The system can send reminders for past-due and failed payments. · paysimple.com, 15 Oct 2026
- Billing
- PaySimple offers recurring billing and electronic invoicing. · paysimple.com, 4 Oct 2026
- Company facts
- LinkedIn lists PaySimple as founded in 2006, headquartered in Denver, Colorado, with 51–200 employees. · linkedin.com, 15 Oct 2026
- Company ownership
- Crunchbase lists PaySimple, Inc. as a legal name and a sub-organization of EverCommerce. · crunchbase.com, 15 Oct 2026
- Customer database
- The customer-management module stores contact and payment details, purchase history and account information. · paysimple.com, 15 Oct 2026
- Customer portal
- Customers can log in to view accounts, manage payment preferences and pay bills themselves. · paysimple.com, 15 Oct 2026
- Data handling
- The security page says stored card data is encrypted, CVV2 is not stored and swipe track data is never retained. · paysimple.com, 15 Oct 2026
- Developer APIs
- The developer portal offers a REST Payments API plus legacy API 4, API 5 and PaySimpleJS checkout options. · documentation.paysimple.com, 15 Oct 2026
- Documentation depth
- The portal includes guides, API references, authorization instructions, checkout quick starts and card-present transaction guidance. · documentation.paysimple.com, 15 Oct 2026
- Electronic invoicing
- PaySimple includes electronic invoices and payment links for collecting card, ACH and eCheck payments. · paysimple.com, 15 Oct 2026
- Founded
- 2006 · paysimple.com, 28 Sept 2026
- Funding
- Crunchbase lists five funding rounds and identifies PSG Equity as an investor, while amounts are obscured. · crunchbase.com, 15 Oct 2026
- Headquarters
- Denver, Colorado, United States · paysimple.com, 28 Sept 2026
- In-person payments
- Point-of-sale tools support card, ACH, cash and check transactions by swipe, key entry, account-on-file or billing schedule. · paysimple.com, 15 Oct 2026
- Integrations
- PaySimple offers RESTful APIs, hosted checkout solutions, and webhook callbacks for software integrations. · paysimple.com, 4 Oct 2026
- Intended customers
- PaySimple says it has helped over 22,000 business owners streamline billing and payment acceptance since 2006. · paysimple.com, 4 Oct 2026
- Limit: account access and funds
- BBB complaints describe delayed ACH releases, login difficulties, cancellation problems and continued fees during account disputes. · bbb.org, 15 Oct 2026
- Limit: integrations
- A G2 reviewer specifically cites the absence of Salesforce integration as a limitation. · g2.com, 15 Oct 2026
- Limit: mobile app
- App-store reviewers report missing inventory and cash/check options, recurring-charge visibility problems and occasional loading failures. · apps.apple.com, 15 Oct 2026
- Limit: pricing
- Reviewers report that fees can be higher than competitors, with batch, transaction and other charges reducing transparency. · capterra.com, 15 Oct 2026
- Limit: reporting
- Some reviewers say reporting is weak, dashboards are not configurable and they must use QuickBooks alongside PaySimple. · g2.com, 15 Oct 2026
- Marketing integrations
- PaySimple documents synchronization of customer and payment data with Mailchimp and Constant Contact. · paysimple.com, 15 Oct 2026
- Mobile app platforms
- PaySimple offers iPhone/iPad and Android apps for mobile checkout, recurring schedules and customer management. · apps.apple.com, 15 Oct 2026
Where PaySimple stands on Freedom251
- Payment Processing Software#32 of 71
- Subscription Billing Software#25 of 49