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Payment Depot

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Payment Depot's own site

What Payment Depot is

Payment Depot is a payment-processing platform for businesses accepting credit cards, debit cards, or ACH bank transfers. It supports in-person sales through customizable smart terminals, plus online payments with hosted pages, payment links, and payment buttons. Merchants can create invoices, send them by email or text, schedule recurring billing, and track payments. Its dashboard provides real-time reporting, deposit reconciliation, downloadable monthly processing statements, and payment analytics. Listed subscription capabilities include API key integration, unlimited users, data exports, recurring billing, account updater, tokenization, fraud protection, and next-business-day funding. Merchants can connect to multiple payment gateways. Payment Depot is available on Android, iOS, and the web, with custom payout schedules. Pricing is on request for the main subscription; listed transaction charges are $0.08 per card-present transaction, $0.15 per card-not-present transaction, and ACH at 1% per transaction capped at $10. A terminal protection plan costs $19 a month.

Who it suits

Payment Depot suits businesses taking payments in person, online, on mobile, or through invoices. It fits merchants needing payment links, recurring billing, reporting, and gateway connections.

What it does well

  • Supports in-person, online, mobile, and invoice payments
  • Offers hosted pages, links, and payment buttons
  • Provides real-time reporting and reconciliation
  • Includes recurring billing and payment tracking
  • Supports credit, debit, and ACH payments

What to know first

  • No free plan
  • Main subscription price requires contacting sales
  • ACH costs 1% per transaction
  • Terminal protection costs $19 a month

Plans

PlanBilled and limitsPrice
Terminal protection plan$19/month · Unlimited swaps for defects, accidents, and wear and tear · Cancel at any time$19 a month
Payment Depot subscriptionContact sales for a personalized estimate. · No percentage markup on interchange · $0.08 per card-present transaction · $0.15 per card-not-present transactionOn request

As paymentdepot.com lists them, read 4 Oct 2026. The maker's own page has the final word.

Verdict

Payment Depot combines multiple payment channels with invoicing, recurring billing, reporting, and integration features. Its main subscription requires a personalized estimate, while transaction fees and a separate terminal protection price are listed.

Facts from Payment Depot's own pages

Funding
The pricing page lists next business day funding as a subscription feature. · paymentdepot.com, 4 Oct 2026
Headquarters
Orlando, Florida, United States · paymentdepot.com, 28 Sept 2026
In-person payments
The service supports in-person payments using customizable smart terminals. · paymentdepot.com, 4 Oct 2026
Integrations
The site says merchants can connect to multiple payment gateways and describes API key integration capabilities. · paymentdepot.com, 4 Oct 2026
Invoicing
The service supports customizable invoices sent by email or text, scheduled recurring billing, and payment tracking. · paymentdepot.com, 4 Oct 2026
Online payments
Merchants can use hosted payment pages, payment links, and payment buttons for online payments. · paymentdepot.com, 4 Oct 2026
Pricing limits
The pricing page lists ACH at 1% per transaction capped at $10, and card processing fees of $0.08 per card-present and $0.15 per card-not-present transaction, with no percentage markup on interchange. · paymentdepot.com, 4 Oct 2026
Reporting
The dashboard provides real-time reporting, deposit reconciliation, downloadable monthly processing statements, and payment analytics. · paymentdepot.com, 4 Oct 2026
Security
The privacy policy says transaction data is handled and protected in accordance with PCI DSS and that administrative, technical, and physical safeguards are used to protect personal information. · paymentdepot.com, 4 Oct 2026
Subscription features
The pricing page lists API key integration capabilities, unlimited users, data exports, recurring billing, account updater, tokenization, and fraud protection among subscription features. · paymentdepot.com, 4 Oct 2026
Support
The site says customers can contact in-house support and success teams by phone or online. · paymentdepot.com, 4 Oct 2026
What it does
Payment Depot provides payment processing for businesses through in-person, online, mobile, and invoicing options. · paymentdepot.com, 4 Oct 2026
Who it is for
The site presents Payment Depot as a payment platform for businesses accepting payments in person, online, on mobile, and by invoice. · paymentdepot.com, 4 Oct 2026

Where Payment Depot stands on Freedom251

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