Freedom251 › Check Printing Software
OnlineCheckWriter.com
What OnlineCheckWriter.com is
OnlineCheckWriter.com is a web-based financial technology platform for business payments and check workflows. It supports check printing and mailing, eChecks, ACH, wire transfers, invoices, and payment links. Users can print checks at home or at the office with any printer, and the site lists a $1.25 mailing service through USPS or FedEx, including postage and paper. Payroll checks can be generated and sent by email or SMS. Role-based access and approvals support workflows involving accountants or clients. Listed integrations include QuickBooks, Xero, Zapier, Zoho Books, Zoho Payroll, and Bill.com. The platform also describes a developer API and white-label option. It offers MICR printing, blank-check support, direct accounting import, and customizable layouts. Plans include a 15-day trial and a free plan; the listed Cloud Based Platform plan is $5 a month for check printing and mailing. The maker says it is not a bank; banking and money movement are provided through partner institutions and licensed service providers.
Who it suits
It suits small and medium businesses that need check printing alongside other payment methods, payroll checks, or approval workflows. Accountants and clients can be included through role-based access and approvals.
What it does well
- Print checks using any printer.
- Supports eChecks, ACH, wires, invoices, and payment links.
- Payroll checks can be sent by email or SMS.
- Direct accounting import and customizable layouts.
- Integrations include QuickBooks, Xero, and Bill.com.
What to know first
- Listed plan costs $5 a month.
- Check mailing is listed at $1.25.
- Banking and money movement rely on partner providers.
Limits
The listed cloud platform plan costs $5 a month. Check mailing is an additional listed service at $1.25 through USPS or FedEx, including postage and paper charges.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Pay as You Go | No monthly fee; minimum recharge $30 · Unlimited bank accounts · Unlimited users · ACH/direct deposit · Domestic/international wire · Cloud bank transfers · API · Check print 1%, max $1 · Email check $0.99 · ACH 1%, max $5 | Free |
| Business | Monthly · 50 free credits monthly · Unlimited bank accounts · Unlimited users · ACH/direct deposit · Domestic/international wire · Cloud bank transfers · API · Check print 0.69%, max $1 · Email check $0.99 · ACH 0.69%, max $5 | $49.99 a month |
| Premium | Monthly · 500 free credits monthly · Unlimited bank accounts · Unlimited users · ACH/direct deposit · Domestic/international wire · Cloud bank transfers · API · Check print 0.19%, max $1 · Email check $0.99 · ACH 0.19%, max $5 · Positive Pay · Bank data · Manual ACH · Premium templates · Dedicated support | $499.99 a month |
| Online Check Writer - Cloud Based Platform | Check printing software; check printing and mailing | $5 a month |
| Enterprise Custom | Starting at $999/month · 1,000 free credits monthly · Premium features · White labeling · SSO (SAML) · SCIM (Okta) · Dedicated server · Custom data retention · Advanced fraud prevention · Custom requirements | On request |
As onlinecheckwriter.com lists them, read 15 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://onlinecheckwriter.com/.
- Choose the web platform or use its Android or iOS option.
- Start with the free plan or the 15-day trial.
- Consider the $5 a month cloud platform plan for check printing and mailing.
- Use the free demo with a product expert for help getting started.
Verdict
OnlineCheckWriter.com combines check production with several payment and payroll workflows. Its listed plan is paid, with a free plan and 15-day trial also indicated.
Questions
Is OnlineCheckWriter.com free?
A free plan is listed, and the service also offers a 15-day trial.
How much does the cloud platform plan cost?
Online Check Writer - Cloud Based Platform is $5 a month and includes check printing and mailing.
What platforms does it support?
The listed platforms are web, Android, iOS, and API.
Which services can it handle?
It supports check printing and mailing, eChecks, ACH, wire transfers, invoices, and payment links.
Which integrations are named?
Named integrations include QuickBooks, Xero, Zapier, Zoho Books, Zoho Payroll, and Bill.com.
Is OnlineCheckWriter.com a bank?
No. The company describes itself as a financial technology company, not a bank; banking and money movement services come through partner financial institutions and licensed service providers.
Facts from OnlineCheckWriter.com's own pages
- Accounting integrations
- Listed integrations include QuickBooks Online and Desktop, Xero, Zoho Books, Sage Intacct, NetSuite, FreshBooks, ADP and Gusto. · onlinecheckwriter.com, 15 Oct 2026
- API authentication
- API requests use Bearer tokens with JSON headers and separate sandbox and production base URLs. · support.onlinecheckwriter.com, 15 Oct 2026
- API capabilities
- API V3 documentation covers bank accounts, checks, mailed and emailed checks, ACH, wires, cloud banking, payment links, payees, reports and crypto wallets. · support.onlinecheckwriter.com, 15 Oct 2026
- API enablement
- Production API access must be enabled by support; keys are obtained from the account Developer Panel. · support.onlinecheckwriter.com, 15 Oct 2026
- API webhooks
- Webhook URLs and secret keys are configured in the Developer Panel for sandbox or production. · support.onlinecheckwriter.com, 15 Oct 2026
- Approvals
- Role-based user access and an approval process are offered for accountants or clients. · onlinecheckwriter.com, 8 Oct 2026
- Approvals and roles
- Teams can use role-based permissions, approval requirements, custom limits, IP restrictions and audit trails. · onlinecheckwriter.com, 15 Oct 2026
- Batch checks
- Payments can be imported from CSV or accounting software and printed as a batch. · onlinecheckwriter.com, 15 Oct 2026
- Blank-stock printing
- Users can design MICR checks and print them on blank stock with a standard printer. · onlinecheckwriter.com, 15 Oct 2026
- Check mailing
- The service can print, stuff and mail checks through USPS or FedEx, with tracking and multiple delivery speeds. · onlinecheckwriter.com, 15 Oct 2026
- Check printing
- Users can create and print checks at home or at the office with any printer. · onlinecheckwriter.com, 8 Oct 2026
- Company founding and headquarters
- LinkedIn states that OnlineCheckWriter.com was founded in 2018 and is headquartered in San Jose, California. · linkedin.com, 15 Oct 2026
- Company size
- LinkedIn lists the company as privately held with 51–200 employees. · linkedin.com, 15 Oct 2026
- Compliance scope
- The maker says SOC 2 applies to all Zil Money services and platforms, while PCI DSS applies to its payment processing and card transaction services. · onlinecheckwriter.com, 8 Oct 2026
- Developer tools
- The check-printing page describes a developer-friendly API and a white-label solution. · onlinecheckwriter.com, 8 Oct 2026
- Documentation depth
- The developer guide is labeled API V3, documentation version 1.0, and includes endpoint examples, dependency ordering and JavaScript and cURL samples. · support.onlinecheckwriter.com, 15 Oct 2026
- Encryption claim
- The FAQ says data in transit uses HTTPS with RSA-2048/SHA-256 and stored data uses AES-256 encryption. · onlinecheckwriter.com, 15 Oct 2026
- Financial services
- The site says OnlineCheckWriter.com is a financial technology company, not a bank, and that banking and money movement services are provided through partner financial institutions and licensed service providers. · onlinecheckwriter.com, 8 Oct 2026
- Headquarters
- San Jose, California, United States · onlinecheckwriter.com, 23 Sept 2026
- Integrations
- The integration page lists accounting, CRM, finance, other, and payroll categories, and names QuickBooks, Xero, Zapier, Zoho Books, Zoho Payroll, and Bill.com. · onlinecheckwriter.com, 8 Oct 2026
- Intended users
- The check-printing page describes the platform as a tool for small and medium businesses. · onlinecheckwriter.com, 8 Oct 2026
- Licence
- AlternativeTo categorizes Online Check Writer as proprietary commercial software. · alternativeto.net, 15 Oct 2026
- Limit: approval and onboarding
- A G2 reviewer reported an application rejection by automated review with no recourse. · g2.com, 15 Oct 2026
- Limit: mobile stability
- A Capterra reviewer reported Android crashes during check creation that forced restarting the process. · capterra.com, 15 Oct 2026
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