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OneCap

Free plan Web

What OneCap is

OneCap is a financial reconciliation platform aimed at enterprise finance teams. It validates and reconciles transactions across ERPs, marketplaces, payment channels and banks, covering supplier and customer ledgers, bank and gateway records, inter-company accounts, card settlements, GL, nostro, treasury and payments. The product offers Ask mode for natural-language financial questions, Run mode for recurring processes, and Reconcile mode for reconciliation work. Matching rules can account for tolerances, reference priorities, grouping, partial settlements, chargebacks and timing differences, and can improve based on resolved exceptions. OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments and carry-forward balances. It accepts financial data from files and feeds, including PDFs, emails, portal exports and APIs. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext and Focus. OneCap says stored financial data uses AES-256 encryption and connections use TLS 1.3. Ten ledger reconciliations are available free without a credit card; paid plan prices are custom quotes.

Who it suits

OneCap is presented for enterprise finance teams handling reconciliations across multiple ledgers, systems and payment sources. Its modes and matching controls may suit teams with recurring processes and varied transaction exceptions.

What it does well

Covers multiple ledger and payment reconciliation types
Three modes address queries, processes and reconciliation
Matching rules handle partial settlements and timing differences
Accepts files, emails, portal exports and API feeds
Offers 10 free reconciliations without a credit card

What to know first

Paid plan prices require a custom quote
Free access is limited to 10 ledger reconciliations

Limits

The free offer covers 10 ledger reconciliations. Starter has limited transaction volumes; Growth adds higher volumes, while Enterprise includes everything in Growth.

Plans

Plan	Billed and limits	Price
Starter	Limited transaction volumes · payables and receivables ledger reconciliation · custom business rules · AI Assistant · standard Excel reports · email support	On request
Enterprise	Everything in Growth · on-demand custom integrations · 99.9% uptime SLA · assisted delivery · dedicated specialist support	On request
Growth	Everything in Starter · higher transaction volumes · multiple ledger files per party · complex accounting methods · balance confirmation workflow · hands-on onboarding · priority support	On request

As onecap.in lists them, read 2 Oct 2026. The maker's own page has the final word.

Getting started

Visit https://onecap.in/.
Start with 10 free ledger reconciliations; no credit card is required.
Choose a paid plan by requesting a custom quote.
Select a plan: Starter, Growth, or Enterprise.

Verdict

OneCap covers a broad set of reconciliation tasks and supports configurable matching and exception handling. Teams considering paid access will need to request a quote to learn plan prices.

Questions

Is OneCap free?

It offers 10 free ledger reconciliations without requiring a credit card. Paid plan prices are available by custom quote.

Which platforms does OneCap support?

OneCap is available on the web.

Which accounting integrations are named?

The company names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software generally.

What plans does OneCap offer?

The listed plans are Starter, Growth, and Enterprise. Their paid prices are available on request.

What does OneCap say about security?

It says stored financial data uses AES-256 encryption, connections use TLS 1.3, and its infrastructure runs on AWS. Its security page also describes role-based permissions and logs of who acted, when, and why.

Who makes OneCap?

The site identifies the company as OneCap Technologies Private Limited, based in Koramangala, Bengaluru, India.

Facts from OneCap's own pages

Access and audit trail: The security page describes role-based permissions for makers, checkers, and viewers, plus logs recording who acted, when, and why. · onecap.in, 2 Oct 2026
Accounting exceptions: OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments, and carry-forward balances. · onecap.in, 2 Oct 2026
AI modes: The product has Ask mode for natural-language financial queries, Run mode for recurring finance processes, and Reconcile mode for reconciliation use cases. · onecap.in, 2 Oct 2026
Company and location: The site identifies the company as OneCap Technologies Private Limited and lists its address in Koramangala, Bengaluru, India. · onecap.in, 2 Oct 2026
File formats: The product says it can ingest bank statements, GL extracts, subledger files, settlement reports, partner data, PDFs, emails, portal exports, statements, and API feeds. · onecap.in, 2 Oct 2026
Free access: Pricing offers 10 free ledger reconciliations with no credit card required; paid plan prices are custom quotes. · onecap.in, 2 Oct 2026
Headquarters: Bengaluru, Karnataka, India · onecap.in, 28 Sept 2026
Integrations: The site names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says OneCap works with ERPs and accounting software generally. · onecap.in, 2 Oct 2026
Intended users: OneCap presents itself as a financial integrity and reconciliation platform for enterprise finance teams. · onecap.in, 2 Oct 2026
Matching: Matching rules support configurable tolerances, reference priorities, grouping logic, partial settlements, chargebacks, and timing differences, and improve from exception resolutions. · onecap.in, 2 Oct 2026
Product: OneCap describes itself as an AI-native financial layer that continuously validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks. · onecap.in, 2 Oct 2026
Reconciliation coverage: It handles supplier and customer ledgers, bank, payment gateway, inter-company, card settlement, GL, nostro, treasury, and payments reconciliation. · onecap.in, 2 Oct 2026
Security: OneCap says stored financial data uses AES-256 encryption, connections use TLS 1.3, and its infrastructure runs on AWS. · onecap.in, 2 Oct 2026
Security audit: The company reports external vulnerability assessment and penetration testing, all critical findings resolved, and an overall LOW risk rating. · onecap.in, 2 Oct 2026
Support: Starter includes email support, Growth includes priority support, and Enterprise includes premium support with a dedicated specialist. · onecap.in, 2 Oct 2026

Where OneCap stands on Freedom251

Account Reconciliation Software#4 of 21