OneCap is a financial reconciliation platform aimed at enterprise finance teams. It validates and reconciles transactions across ERPs, marketplaces, payment channels and banks, covering supplier and customer ledgers, bank and gateway records, inter-company accounts, card settlements, GL, nostro, treasury and payments. The product offers Ask mode for natural-language financial questions, Run mode for recurring processes, and Reconcile mode for reconciliation work. Matching rules can account for tolerances, reference priorities, grouping, partial settlements, chargebacks and timing differences, and can improve based on resolved exceptions. OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments and carry-forward balances. It accepts financial data from files and feeds, including PDFs, emails, portal exports and APIs. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext and Focus. OneCap says stored financial data uses AES-256 encryption and connections use TLS 1.3. Ten ledger reconciliations are available free without a credit card; paid plan prices are custom quotes.
Who it is for
OneCap is presented for enterprise finance teams handling reconciliations across multiple ledgers, systems and payment sources. Its modes and matching controls may suit teams with recurring processes and varied transaction exceptions.
What is good
- Covers multiple ledger and payment reconciliation types
- Three modes address queries, processes and reconciliation
- Matching rules handle partial settlements and timing differences
- Accepts files, emails, portal exports and API feeds
- Offers 10 free reconciliations without a credit card
What to know first
- Paid plan prices require a custom quote
- Free access is limited to 10 ledger reconciliations
Verdict
OneCap covers a broad set of reconciliation tasks and supports configurable matching and exception handling. Teams considering paid access will need to request a quote to learn plan prices.
Get started with OneCap
- Visit https://onecap.in/.
- Start with 10 free ledger reconciliations; no credit card is required.
- Choose a paid plan by requesting a custom quote.
- Select a plan: Starter, Growth, or Enterprise.
Limits to know first
The free offer covers 10 ledger reconciliations. Starter has limited transaction volumes; Growth adds higher volumes, while Enterprise includes everything in Growth.
Questions about OneCap
Is OneCap free?
It offers 10 free ledger reconciliations without requiring a credit card. Paid plan prices are available by custom quote.
Which platforms does OneCap support?
OneCap is available on the web.
Which accounting integrations are named?
The company names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software generally.
What plans does OneCap offer?
The listed plans are Starter, Growth, and Enterprise. Their paid prices are available on request.
What does OneCap say about security?
It says stored financial data uses AES-256 encryption, connections use TLS 1.3, and its infrastructure runs on AWS. Its security page also describes role-based permissions and logs of who acted, when, and why.
Who makes OneCap?
The site identifies the company as OneCap Technologies Private Limited, based in Koramangala, Bengaluru, India.
OneCap plans and pricing
All plansCompared on account reconciliation software
- Free plan
- No
- Matching automation
- ai
- Exception workflows
- Yes
- Approval controls
- Yes

