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Nexi Merchant Services
What Nexi Merchant Services is
Nexi Merchant Services provides XPay for accepting payments through websites, apps, management software, and social pages. It supports more than 30 payment methods, including international card schemes and mobile payments. XPay includes recurring billing, payment links, in-person payments, multi-currency support, and daily payouts; Nexi says payments are credited the next working day. The back office shows transactions in real time and handles customer profiles, collections, cancellations, refunds, and recurring payments. Boost stores customer card details to simplify checkout. Merchants can add a logo, choose nine languages, and integrate the payment page into checkout. Nexi lists more than 18 e-commerce and CMS plugins, plus iOS and Android SDKs. Integration choices include Hosted Payment Page, Pay-by-Link, XPay Build, and Server-to-Server, with PCI DSS SAQ D required for the last option. XPay Link targets merchants without e-commerce sites, while Easy and Pro target e-commerce businesses. Plans include XPay Link at 1,35 % + 0,40 € per transaction, XPay Pro at 14,90 € per month plus 1,25% + 0,29 € per transaction, and XPay Easy at ZERO per month plus 1,20 % + 0,25 € per transaction.
Who it suits
XPay suits merchants needing online, linked, or in-person payment acceptance with recurring billing and multiple currencies. Link is aimed at businesses without an e-commerce site; Easy and Pro are for e-commerce sites.
What it does well
- Supports more than 30 payment methods
- Offers real-time transaction management
- Includes recurring payments and payment links
- Provides plugins, APIs, and mobile SDKs
- Payments credited the next working day
What to know first
- No free plan
- Server-to-Server integration requires PCI DSS SAQ D
- Meta per-message charges are not relevant; transaction fees apply
- Dedicated Italian-language support
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| XPay Easy | ~~5,90 €~~ ZERO per month; ~~1,30 %~~ 1,20 % + ~~0,35 €~~ 0,25 € per transaction · For e-commerce sites · 30+ payment methods | On request |
| XPay Link | €0 per month; 1,35 % + 0,40 € per transaction · Accepts payments by link · no e-commerce site required · recurring payments · 30+ payment methods | On request |
| XPay Pro | 14,90 € per month; 1,25% + 0,29 € per transaction · Recurring payments · one-click payments · international payments · native iOS and Android app payments · customized checkout · Pay-by-Link included | On request |
As nexi.it lists them, read 30 Sept 2026. The maker's own page has the final word.
Verdict
XPay covers varied payment channels, reporting, integrations, and payout handling for merchants. Choose among Link, Easy, and Pro based on whether you lack an online store or need e-commerce features and their listed transaction charges.
Facts from Nexi Merchant Services's own pages
- Card storage
- The included Boost service stores customers’ card details to simplify and speed up checkout. · nexi.it, 30 Sept 2026
- Checkout customization
- Merchants can add their logo, choose among nine languages, and integrate the payment page into their checkout. · nexi.it, 30 Sept 2026
- Fraud controls
- Nexi says XPay uses real-time fraud prevention and complies with advanced security protocols. · nexi.it, 30 Sept 2026
- Group merchant services
- Nexi describes its merchant solutions as modular, multicurrency, multilingual, PA DSS/PCI certified, and equipped with integrated chargeback management. · nexigroup.com, 30 Sept 2026
- Headquarters
- Milan, Italy · nexi.it, 28 Sept 2026
- Integration options
- XPay supports Hosted Payment Page, Pay-by-Link, XPay Build, and Server-to-Server integration; Server-to-Server requires PCI DSS certification (SAQ D). · developer.nexi.it, 30 Sept 2026
- Integrations
- Nexi says XPay has more than 18 plugins for e-commerce platforms and CMSs. · nexi.it, 30 Sept 2026
- Merchant fit
- XPay Link is presented for merchants who need to collect payments without an e-commerce site, while Easy and Pro are presented for merchants with e-commerce sites. · nexi.it, 30 Sept 2026
- Mobile SDKs
- The developer documentation lists SDKs for iOS and Android. · developer.nexi.it, 30 Sept 2026
- Payment methods
- XPay offers more than 30 payment methods, including international card schemes and mobile payments. · nexi.it, 30 Sept 2026
- Payout and disputes
- Nexi states that XPay payments are credited the next working day and that dispute and chargeback management is free. · nexi.it, 30 Sept 2026
- Purpose
- XPay supports online acceptance through a merchant’s website, app, management software, or social pages. · nexi.it, 30 Sept 2026
- Reporting
- The back office provides real-time transaction views, customer profiling, collections management, cancellations, refunds, and recurring payment management. · nexi.it, 30 Sept 2026
- Support
- Nexi describes dedicated Italian-language support for XPay. · nexi.it, 30 Sept 2026
Where Nexi Merchant Services stands on Freedom251
- Payment Processing Software#44 of 73