MoneyWorks is business information and accounting software with desktop applications and a cloud service. Its integrated accounting covers cashbook, general ledger, receivables and payables, budgets, and fixed assets. For business operations it supports quoting, order tracking, job costing, billing, inventory, multiple currencies, and bills of material. Reports cover financial activity, sales, purchasing, inventory, receivables, and payables, with dashboard and executive summary reports; tax tools track and report GST/VAT/HST and sales tax. It runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now. The maker describes configurations from single-user desktop use to a server for up to 100 users. Listed integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing. A free plan and 45-day trial are listed; the trial ends after 45 days or 99 opens, whichever comes first, and its data can continue in a purchased version. Listed monthly prices include MoneyWorks Express at 18.15 USD per month, Gold at 28.27 USD per month, and Datacentre configurations at 39.93 USD per month and 50.05 USD per month. Support is charged separately if required.
Who it is for
MoneyWorks Express is described for smaller businesses needing invoicing, while Cashbook is suited to cash-based organisations such as clubs and societies. Datacentre is described as an enterprise-level option.
What is good
- Accounting includes receivables, payables, budgets, and fixed assets.
- Reports cover sales, purchasing, inventory, and financial activity.
- Trial data can continue in a purchased version.
- Maker describes server options for up to 100 users.
What to know first
- Trial ends after 45 days or 99 opens.
- Support is charged separately if required.
- Optional bank feeds are limited to Australia and New Zealand.
- Bank feeds carry an additional monthly charge per company.
Verdict
MoneyWorks combines accounting, business operations, reporting, and tax tools across desktop and cloud hosting options. Consider the trial limit and separately charged support when assessing the listed plans.
Get started with MoneyWorks
- Visit https://www.cognito.co.nz/.
- Choose a MoneyWorks option, including Cashbook, Express, Gold, or Datacentre.
- Use the 45-day trial, which ends after 45 days or 99 opens, whichever comes first.
- Run the software on Windows or Mac and choose local, company network, cloud server, or MoneyWorks Now hosting.
- Carry trial data into a purchased version if you continue after the trial.
Limits to know first
The trial ends after 45 days or 99 opens, whichever comes first. Optional bank feeds are available only in Australia and New Zealand and have an additional monthly charge per company.
Questions about MoneyWorks
Is MoneyWorks free?
A free plan is listed, along with a 45-day trial.
How much do the listed plans cost?
Express is 18.15 USD per month, Gold is 28.27 USD per month, Datacentre Single Company File — Single User is 39.93 USD per month, and Datacentre Multi-Company File — Single User is 50.05 USD per month. No price is listed for Cashbook.
Which platforms does MoneyWorks support?
The listed platforms are Android, API, iOS, macOS, self-hosted, and Windows. The product facts also describe running it on Windows or Mac.
Where can MoneyWorks be hosted?
It can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now.
What integrations does it offer?
Listed integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing. It also includes an integrated MCP server for local desktop AI such as Claude Desktop.
Is support included?
Support is charged separately if required; it is not included in perpetual licences or subscriptions.
MoneyWorks plans and pricing
All plansCompared on salon accounting software
- Free plan
- Yes
- Bank feed sync
- Yes
- Receipt capture
- Yes
- Financial reports
- Yes
- Sales tax tools
- Yes
- Accountant access
- Yes
- Multi-currency
- Yes
