Freedom251 › Salon Accounting Software
MoneyWorks
What MoneyWorks is
MoneyWorks is business information and accounting software with desktop applications and a cloud service. Its integrated accounting covers cashbook, general ledger, receivables and payables, budgets, and fixed assets. For business operations it supports quoting, order tracking, job costing, billing, inventory, multiple currencies, and bills of material. Reports cover financial activity, sales, purchasing, inventory, receivables, and payables, with dashboard and executive summary reports; tax tools track and report GST/VAT/HST and sales tax. It runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now. The maker describes configurations from single-user desktop use to a server for up to 100 users. Listed integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing. A free plan and 45-day trial are listed; the trial ends after 45 days or 99 opens, whichever comes first, and its data can continue in a purchased version. Listed monthly prices include MoneyWorks Express at $18.15 a month, Gold at $28.27 a month, and Datacentre configurations at $39.93 a month and $50.05 a month. Support is charged separately if required.
Who it suits
MoneyWorks Express is described for smaller businesses needing invoicing, while Cashbook is suited to cash-based organisations such as clubs and societies. Datacentre is described as an enterprise-level option.
What it does well
- Accounting includes receivables, payables, budgets, and fixed assets.
- Reports cover sales, purchasing, inventory, and financial activity.
- Trial data can continue in a purchased version.
- Maker describes server options for up to 100 users.
What to know first
- Trial ends after 45 days or 99 opens.
- Support is charged separately if required.
- Optional bank feeds are limited to Australia and New Zealand.
- Bank feeds carry an additional monthly charge per company.
Limits
The trial ends after 45 days or 99 opens, whichever comes first. Optional bank feeds are available only in Australia and New Zealand and have an additional monthly charge per company.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| MoneyWorks Express | Prices are in USD per month; the page lists multiple prices for this product. · For smaller businesses that need invoicing; the page lists multiple prices. | $18.15 a month |
| MoneyWorks Gold | Prices are in USD per month; the page lists multiple prices for this product. · Cost centre accounting, multi currency, job costing and inventory management; the page lists multiple prices. | $28.27 a month |
| MoneyWorks Datacentre Single Company File — Single User | Prices are in USD per month; the page lists multiple prices for this configuration. · Single company file · Single user · The page lists multiple prices. | $39.93 a month |
| MoneyWorks Datacentre Multi-Company File — Single User | Prices are in USD per month; the page lists multiple prices for this configuration. · Multi-company file · Single user · The page lists multiple prices. | $50.05 a month |
| MoneyWorks Cashbook | Prices are in USD per month. · Single-user cashbook and general ledger | On request |
As cognito.co.nz lists them, read 4 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://www.cognito.co.nz/.
- Choose a MoneyWorks option, including Cashbook, Express, Gold, or Datacentre.
- Use the 45-day trial, which ends after 45 days or 99 opens, whichever comes first.
- Run the software on Windows or Mac and choose local, company network, cloud server, or MoneyWorks Now hosting.
- Carry trial data into a purchased version if you continue after the trial.
Verdict
MoneyWorks combines accounting, business operations, reporting, and tax tools across desktop and cloud hosting options. Consider the trial limit and separately charged support when assessing the listed plans.
Questions
Is MoneyWorks free?
A free plan is listed, along with a 45-day trial.
How much do the listed plans cost?
Express is $18.15 a month, Gold is $28.27 a month, Datacentre Single Company File — Single User is $39.93 a month, and Datacentre Multi-Company File — Single User is $50.05 a month. No price is listed for Cashbook.
Which platforms does MoneyWorks support?
The listed platforms are Android, API, iOS, macOS, self-hosted, and Windows. The product facts also describe running it on Windows or Mac.
Where can MoneyWorks be hosted?
It can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now.
What integrations does it offer?
Listed integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing. It also includes an integrated MCP server for local desktop AI such as Claude Desktop.
Is support included?
Support is charged separately if required; it is not included in perpetual licences or subscriptions.
Facts from MoneyWorks's own pages
- Accounting
- Its integrated accounting functions include cashbook, general ledger, accounts receivable and payable, budgeting, and fixed assets. · cognito.co.nz, 4 Oct 2026
- API and automation
- MoneyWorks includes a server REST API for web-based automation and supports AppleScript and Visual Basic desktop automation. · cognito.co.nz, 4 Oct 2026
- Audience
- The maker describes Cashbook as suited to cash-based organisations such as clubs and societies, Express to smaller businesses needing invoicing, and Datacentre as enterprise-level. · cognito.co.nz, 4 Oct 2026
- Business operations
- The product supports quoting, order tracking, job costing and billing, inventory tracking, multi-currency, and bills of material. · cognito.co.nz, 4 Oct 2026
- Founded
- 1986 · cognito.co.nz, 28 Sept 2026
- Headquarters
- Auckland, New Zealand · cognito.co.nz, 28 Sept 2026
- Integrations
- The maker lists BigCommerce, WooCommerce, Shopify, Stripe, PEPPOL e-invoicing, and an integrated MCP server for local desktop AI such as Claude Desktop. · cognito.co.nz, 4 Oct 2026
- Limits
- Optional bank feeds are available only in Australia and New Zealand and carry an additional monthly charge per company. · cognito.co.nz, 4 Oct 2026
- Platforms and hosting
- MoneyWorks runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now. · cognito.co.nz, 4 Oct 2026
- Privacy
- The privacy policy says subscription credit card information is stored by payment provider DPS using industry-standard encryption and is not stored by Cognito. · cognito.co.nz, 4 Oct 2026
- Product
- MoneyWorks is business information and accounting software with a desktop application and cloud service. · cognito.co.nz, 4 Oct 2026
- Reporting and tax
- It includes financial, sales, purchasing, inventory, receivables, payables, dashboard, and executive summary reports, as well as GST/VAT/HST and sales tax tracking and reporting. · cognito.co.nz, 4 Oct 2026
- Scale
- The maker describes options from single-user desktop software to a server supporting up to 100 users. · cognito.co.nz, 4 Oct 2026
- Security
- Gold and Datacentre support role-based login profiles, per-user privileges, restricted account access, read-only access, and audit trails; Datacentre supports SSL network connections. · cognito.co.nz, 4 Oct 2026
- Support
- Support is not included in perpetual licences or subscriptions and is charged separately if required. · cognito.co.nz, 4 Oct 2026
- Trial
- The trial runs for 45 days or 99 opens, whichever comes first, and trial data can continue in the purchased version. · cognito.co.nz, 4 Oct 2026
Where MoneyWorks stands on Freedom251
- Salon Accounting Software#7 of 29