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Money Lover
by Money Lover
What Money Lover is
Money Lover is a personal-finance app for recording and organizing everyday income and spending. Users can categorize transactions, set budgets, and review reports with graphs that reveal spending patterns. It can notify you before recurring bills and other scheduled transactions are due. Savings plans and tools for debts, loans, and payments are included. Travel mode handles all currencies and provides current exchange rates. Bank synchronization uses an aggregator API to update account balances and transaction histories. The app is available on Android, iOS, web, and Windows, with mobile apps for both major mobile platforms. Reports can be exported, and account data can be requested for deletion in the app; the policy says such requests are processed within 72 hours. The maker, Money Lover, is based in Hanoi, Vietnam, and dates its work to 2012.
Who it suits
It suits people who want one place to track spending, budgets, bills, savings, debts, and loans. Travelers may value currency support, while users needing bank updates can use linked-wallet synchronization.
What it does well
- Tracks and categorizes daily income and expenses
- Budgets include graphs and spending reports
- Reminders cover recurring bills and transactions
- Supports all currencies in travel mode
- Available on Android, iOS, web, and Windows
What to know first
- Free tier limits wallets and budgeting items
- Free sync is limited to five devices
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | Expense tracking · Budgeting · Basic wallet access | Free |
| Premium | Lifetime Premium access · Multiple wallets · Detailed budgets · Google Sheets export · Savings goals · Ad-free use | On request |
| Linked Wallet Service | Automatic bank synchronization · Automatic balance and transaction updates | On request |
| Money Lover Free | 1 cash wallet · 1 budget, saving, event, recurring item and bill · sync up to 5 devices | Free |
| Money Lover Premium | Unlimited wallets, budgets, savings, events, recurring items and bills · unlimited sync · web app · CSV export · transaction pictures · no ads | On request |
As moneylover.me lists them, read 20 Sept 2026. The maker's own page has the final word.
Verdict
Money Lover combines transaction tracking, budgeting, reminders, savings tools, and debt management across several platforms. Check the free-tier limits and unlisted Premium pricing before choosing paid features.
Facts from Money Lover's own pages
- Account deletion
- Users can request account and server data deletion in the app, and the policy says requests are processed within 72 hours. · moneylover.me, 12 Oct 2026
- Account sync
- both · moneylover.me, 20 Sept 2026
- Bank connection
- Finsify says Money Lover uses its aggregator API to sync bank account balances and transaction histories. · hub.finsify.com, 12 Oct 2026
- Bill tracking
- Yes · moneylover.me, 20 Sept 2026
- Budgeting tools
- Yes · moneylover.me, 20 Sept 2026
- Budgets and reports
- It offers budgeting and reports with graphs to show spending patterns. · moneylover.me, 12 Oct 2026
- Company
- Finsify lists its address as 22 Thanh Cong, Ba Dinh, Hanoi, Vietnam, and says its work in financial data aggregation and money management dates to 2012. · finsify.com, 12 Oct 2026
- Currencies
- Travel mode supports all currencies and provides up-to-date exchange rates. · moneylover.me, 12 Oct 2026
- Data sharing
- Money Lover says it does not sell, trade or rent users’ personal identification information. · moneylover.me, 12 Oct 2026
- Free plan
- Yes · moneylover.me, 20 Sept 2026
- Headquarters
- Hanoi, Vietnam · moneylover.me, 28 Sept 2026
- Mobile apps
- both · moneylover.me, 20 Sept 2026
- Platforms
- Finsify lists Money Lover as available on Android, iOS, Windows and Web. · finsify.com, 12 Oct 2026
- Purpose
- Money Lover describes itself as an app for managing personal finances. · moneylover.me, 12 Oct 2026
- Recurring transactions
- Users can receive notifications about recurring bills and transactions before their due dates. · moneylover.me, 12 Oct 2026
- Report export
- Yes · moneylover.me, 20 Sept 2026
- Savings and debt
- The app includes savings plans and tools to manage debts, loans and payments. · moneylover.me, 12 Oct 2026
- Security
- Money Lover says sensitive data exchanges use an SSL-secured channel and are encrypted and protected with digital signatures. · moneylover.me, 12 Oct 2026
- Tracking
- The app lets users record and categorize daily expenses and income. · moneylover.me, 12 Oct 2026
Where Money Lover stands on Freedom251
- Personal Finance Software#43 of 181