Freedom251 › Personal Finance Software
Humaniti
by Humaniti
What Humaniti is
Humaniti is a free personal finance app that brings linked accounts, spending information, bills, and net-worth tracking into one place. Automatic account sync supports its iOS, Android, and web versions. Members can review spending insights, cash flow, transaction categories, bills, subscriptions, and superannuation, including comparisons with others. Account connections use Illion and Basiq, whose partners connect to over 200 Australian financial institutions. Humaniti describes the service as built in Australia for Australians. Members may optionally complete short surveys for real cash rewards; Humaniti says the resulting de-identified, aggregated insights are used for market research. The company says it does not store bank login details and that linked financial information and app insights are read only, so the app cannot transact on linked accounts. It lists SSL encryption, firewalls, AWS hosting, encryption in transit and at rest, and daily encrypted backups retained for 25 days. Support includes FAQs and a contact option.
Who it suits
Humaniti is aimed at Australians who want account aggregation, spending and bill tracking, and net-worth monitoring. It also suits members interested in optional survey rewards.
What it does well
- Free plan available
- Automatic account synchronization
- iOS, Android, and web access
- Read-only linked financial information
- Optional cash rewards from surveys
What to know first
- Account connections focus on Australian institutions
- Survey participation is optional
- No free trial is listed
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | Humaniti says the service is free; no billing amount is stated. · Personal finance features · Optional paid surveys | Free |
As humaniti.com lists them, read 12 Oct 2026. The maker's own page has the final word.
Verdict
Humaniti combines personal finance tracking with optional paid surveys and read-only account links. Its Australian focus and institution coverage are important considerations for prospective members.
Facts from Humaniti's own pages
- Account sync
- automatic · humaniti.com, 24 Sept 2026
- Backups
- Humaniti says customer data is backed up daily, with encrypted backups retained for 25 days. · humaniti.com, 12 Oct 2026
- Bills and super
- Members can review bills and subscriptions and track superannuation to compare with others. · help.humaniti.com, 12 Oct 2026
- Bill tracking
- Yes · humaniti.com, 24 Sept 2026
- Budgeting tools
- Yes · humaniti.com, 24 Sept 2026
- Data protection
- Humaniti says it uses SSL encryption and firewalls, hosts its systems on AWS, and encrypts customer data in transit and at rest. · humaniti.com, 12 Oct 2026
- Financial overview
- Members can link accounts to see their finances in one place and track net worth over time. · help.humaniti.com, 12 Oct 2026
- Free plan
- Yes · humaniti.com, 24 Sept 2026
- Headquarters
- Lavender Bay, Sydney, Australia · humaniti.com, 19 Oct 2026
- Integrations
- Humaniti uses Illion and Basiq to link accounts, with those partners providing connections to over 200 Australian financial institutions. · help.humaniti.com, 12 Oct 2026
- Mobile apps
- both · humaniti.com, 24 Sept 2026
- Net-worth tracking
- Yes · humaniti.com, 24 Sept 2026
- Platform availability
- Humaniti says its app is available on iOS, Android, and the web. · humaniti.com, 12 Oct 2026
- Security
- Humaniti says it does not store bank login details and linked financial information and app insights are read only, so it cannot transact on members’ accounts. · humaniti.com, 12 Oct 2026
- Spending tools
- The app provides spending insights, a cash flow overview, and transaction categorisation. · help.humaniti.com, 12 Oct 2026
- Support
- Humaniti provides FAQs and a contact option through its support site. · humaniti.com, 12 Oct 2026
- Survey rewards
- Members can optionally complete short surveys for real cash rewards; Humaniti says de-identified, aggregated insights are used for market research. · help.humaniti.com, 12 Oct 2026
- What it does
- Humaniti is a personal finance app that helps members organise their finances and earn money by completing surveys. · help.humaniti.com, 12 Oct 2026
- Who it is for
- Humaniti describes itself as built in Australia for Australians and says its account-linking partners connect to Australian financial institutions. · humaniti.com, 12 Oct 2026
Where Humaniti stands on Freedom251
- Personal Finance Software#40 of 181