No. 153of 181 ·Personal Finance Software

AceMoney

Name: AceMoney
Price: 44.95 USD

Web · Windows · Mac · Linux · Android · iPhone· paid plans from $6.67/mo

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Freedom report

Three barsScore 5.4

Free tierA free tier is on its own pricing page
Runs widely6 of 6 device platforms
DocumentedPlans, terms and facts published

AceMoney is ranked #153 of 181 in personal finance software on Freedom251. It runs on Android, iOS, Linux, macOS, Web, Windows. There is a free plan. Paid plans start at $6.67/mo.

AceMoney plans and pricing

All plans

AceMoney $44.95/mo One time low purchase fee; includes all future updates. Windows and macOS desktop finance manager · Lifetime access · Future updates included mechcad.net · 22 Sept 2026

Studio Free Free Up to 3 accounts · Register, Home dashboard and imports · No time limit, no sign-up mechcad.net · 12 Oct 2026

AceMoney Cloud $7.99/mo Paid in advance; renews automatically until canceled End-to-end-encrypted sync · Managed bank feeds · Receipts Pro features across devices · Requires a free AceMoney account mechcad.net · 12 Oct 2026

AceMoney Studio $69.99 once Everything unlocked on 2 computers · Windows, macOS and Linux · Includes 12 months of updates mechcad.net · 12 Oct 2026

AceMoney Cloud $79.99/yr Paid in advance; renews automatically until canceled End-to-end-encrypted sync · Managed bank feeds · Receipts Pro features across devices · Requires a free AceMoney account mechcad.net · 12 Oct 2026

AceMoney Studio-Cloud Bundle $119 once Cloud renews automatically at USD 79.99 a year after the first year AceMoney Studio license · First year of AceMoney Cloud · Requires a free AceMoney account mechcad.net · 12 Oct 2026

Compared on personal finance software

Free plan: No
Budgeting tools: Yes
Bill tracking: Yes
Account sync: both
Mobile apps: both

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The record

Purpose: AceMoney Studio is a personal finance ledger with accounts, budgets, reports and investments.
Register: The register supports searching, split transactions, reconciliation and a running balance.
Reports: Reports cover spending, income and net worth over time and can be exported to CSV, HTML or text, or printed.
Currencies: AceMoney Studio supports accounts in many currencies with automatic exchange rates.
Imports: It imports QIF, OFX, QFX and CSV files, AceMoney Classic JSON or XML exports, and Microsoft Money exports in QIF, OFX or OFC format.
Bank feeds: Studio can import transactions through a customer's own SimpleFIN account, which the maker describes as a separate service.
Local storage: The maker says Studio's books live on the user's computer and the app works offline.
Cloud security: The maker says Cloud sync is end-to-end encrypted and bank transactions from Plaid are sealed to the user's key when they arrive, with no readable copy stored.
Cloud data retention: After a Cloud subscription ends, the synced copy remains available to restore for 12 months, and the maker says it emails users before deletion.
Support: The support center accepts technical support, general questions, and licensing or billing requests.
Company: MechCAD describes itself as a personal finance software maker with headquarters in Florida and domestic and international customers.
Company location: The site identifies the seller as MechCAD Software LLC at 14531 Gainesborough Dr, Orlando, FL 32826, United States.
Price from: $6.67/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#153 of 181

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Sources

mechcad.net/studio/· checked 12 Oct 2026
mechcad.net/cloud/· checked 12 Oct 2026
support.mechcad.net· checked 12 Oct 2026
mechcad.net/about/· checked 12 Oct 2026
mechcad.net/pricing/· checked 12 Oct 2026
mechcad.net/product/acemoney-personal-finance-softw· checked 22 Sept 2026