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AceMoney vs Spendee

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

AceMoney

Free plan AndroidiPhoneLinux+3

AceMoney Studio combines ledger tools, broad imports and offline storage with optional encrypted synchronization. A limited free edition is available, alongside one-time licenses and a recurring Cloud plan.

Visit AceMoney

Spendee

Free plan WebiPhoneAndroid

Spendee offers a free starting tier and progressively broader wallet, budget, and synchronization features. Select the plan based on capacity, shared-wallet needs, and bank connection requirements.

Visit Spendee

The facts

AceMoneySpendee
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, Linux, Mac, Web, WindowsWeb, iPhone, Android
Lowest paid planAceMoney Cloud: $79.99 a yearSee the plans
Plans published63
MakerNot publishedSpendee
Websitemechcad.netspendee.com
On personal finance software#45 of 181#41 of 181

AceMoney: what it does well

  • Budgeting, bills, reports and investments
  • Supports many currencies with exchange rates
  • Imports common finance file formats
  • Offline books stored on your computer
  • Encrypted cloud synchronization

What to know first

  • Studio Free allows up to three accounts
  • Cloud costs $7.99 per month
  • Cloud requires a free AceMoney account
  • SimpleFIN is a separate service

Spendee: what it does well

  • Available on web, iOS, and Android
  • Budgeting and bill tracking tools
  • Report export included
  • Shared wallets on paid plans
  • 7-day trial listed

What to know first

  • Basic limited to one wallet and budget
  • Bank synchronization listed only for Premium
  • Premium costs $5.99 per month

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