No. 10 of 28 ·Employment Verification Software

Mastercard Employment Verification API

API

Freedom report

One barScore 5.3

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely0 of 6 device platforms
DocumentedPlans, terms and facts published

Mastercard Employment Verification API is ranked #10 of 28 in employment verification software on Freedom251. It runs on API.

Compared on employment verification software

Verification types: both
Source coverage: mixed
Typical turnaround: instant
API access: Yes

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The record

What it does: The service verifies employment details including current employment and last pay date, employment status, employer name, and up to 36 months of employment details.
Speed: Mastercard describes the service as real-time digital employment verification delivered in seconds.
Data coverage: The service uses multiple data sources and cross-verification for coverage.
Verification options: Verification can use paystub digitization or direct connections to payroll providers, with income information delivered via API.
Workflow fit: The product page says the service can integrate into existing workflows and help customers understand employment status throughout qualification.
Intended users: Mastercard describes its employment and income verification services for lenders, landlords, and employers, including mortgage and loan decisions, tenant screening, and background checks.
Consent and security: Mastercard says consumers grant permission for data use and that Finicity applies physical, technological, and procedural security safeguards.
Reporting formats: The VOIE Paystub with TXVerify report is provided in JSON/XML data and PDF formats.
Freddie Mac support: The VOIE Paystub with TXVerify solution supports Freddie Mac's Loan Product Advisor asset and income modeler.
Paystub limit: The VOIE Paystub with TXVerify workflow requires only the latest paystub per employment, and files containing multiple paystubs cannot be processed.
Availability: Mastercard directs prospective customers to request a demo to discuss its employment verification solution.

Where it ranks on Freedom251

Best Employment Verification Software in 2026#10 of 28

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Sources

mastercard.com/global/en/business/open-finance/solutio· checked 4 Oct 2026
mastercard.com/us/en/news-and-trends/Insights/2021/Ver· checked 4 Oct 2026
mastercard.com/content/dam/mccom/shared/business/open-· checked 4 Oct 2026