Lumity

What Lumity is

Lumity is a digital employee benefits broker and platform for companies managing benefits administration, renewals, employee questions and compliance. Its health plan marketplace supports benefits benchmarking, carrier negotiations, plan comparison, implementation and employee education. A searchable online portal brings together benefits documents, billing, benchmarking and issue resolution.

Employees can use a mobile advocacy app, an interactive benefits guide and a knowledge base, with help from benefits experts. Lumity says it works with existing payroll, HRIS, benefits administration, HSA/FSA/commuter, COBRA and compliance processes. Its Okta integration syncs identities and devices and enables single sign-on to the benefits enrollment platform.

Compliance calendar support covers Form 5500, 1095 notices, required plan documents, SFHCSO, Medicare Part D and nondiscrimination testing. Supported plan types include medical, dental, vision, commuter, HSA and FSA; eligibility rules, enrollment events and ACA reporting are supported. Lumity describes its services as built for growing companies, with company sizes ranging from 1–99 employees through 500+.

Creating an account is free, though certain services may be charged separately depending on state insurance laws and service complexity. Pricing is available by demo or contact. Lumity says it receives commissions from the selected insurer, at rates standardized and set by the customer’s state insurance commission. The company was founded in 2020 and is headquartered in San Francisco, California. Support is available by phone at 1-844-2-LUMITY.

Who it suits

Lumity suits growing companies that need support administering employee benefits, handling renewals and compliance, and answering employee questions. Its services span company sizes from 1–99 employees through 500+, and employees have access to a mobile advocacy app and benefits guidance.

Limits

Creating an account is free. Certain services may be charged separately based on state insurance laws and service complexity; pricing is available by demo or contact.

Getting started

1. Open the Lumity website.
2. Create a free Lumity account.
3. Contact Lumity for pricing by demo or inquiry.
4. Call 1-844-2-LUMITY for support.

Verdict

Consider Lumity if your company wants benefits brokerage, administration, employee guidance and compliance support in one service. The main reason to look elsewhere is that pricing requires a demo or contact, and some services may have separate charges.