Freedom251 › Benefits Administration Software

FormFire

Free plan Web

What FormFire is

FormFire is a web-based quote-to-close platform for small-group health insurance benefits enrollment. Its Product Quoting Tool gathers ACA, level-funded, and self-funded plan and pricing information from multiple carriers, then supports side-by-side rate comparisons. Employees can complete a Medical Health Questionnaire with personal and health-history information, choose available plans during open enrollment, and make qualifying changes outside that period. Brokers can send employee forms and censuses to carriers through the platform, with electronic enrollment submission where supported. FormFire serves brokers, employers, carriers, and general agencies, and supports medical, ancillary, voluntary, dental, vision, and life plan types. Employees and employers use it free. Agency pricing is available on request and is described as indicative of a 12-month annual agreement: Agency Advantage covers up to 50 small groups, Agency Professional up to 100, and Enterprise more than 100. Transaction limits or overage fees may apply above recommended usage. FormFire lists HIPAA, HITECH, and HITRUST compliance and AES-256 encryption.

Who it suits

It suits brokers managing small-group benefits and employers, carriers, or general agencies involved in enrollment. Employees can use it for questionnaires, plan selection, and qualifying enrollment changes.

What it does well

Compares rates from multiple carriers
Supports open enrollment and qualifying changes
Handles carrier form and census submissions
Employees and employers use it free
Lists medical and ancillary plan types

What to know first

Agency pricing is available only on request
Transaction limits or overage fees may apply
Service is web-only

Limits

Agency Advantage covers up to 50 small groups, Agency Professional up to 100, and Enterprise more than 100. Transaction limits or overage fees may apply when usage exceeds recommended limits.

Plans

Plan	Billed and limits	Price
Agency Advantage	Pricing is indicative of a 12 month annual agreement. · Up to 50 Small Groups* · Transaction limits or overage fees may apply if usage exceeds recommended limits	On request
Agency Professional	Pricing is indicative of a 12 month annual agreement. · Up to 100 Small Groups* · Transaction limits or overage fees may apply if usage exceeds recommended limits	On request
Enterprise	Pricing is indicative of a 12 month annual agreement. · Over 100+ Small Groups* · Transaction limits or overage fees may apply if usage exceeds recommended limits	On request

As formfire.com lists them, read 10 Oct 2026. The maker's own page has the final word.

Getting started

Open the FormFire website
Contact FormFire by phone or email for feature or troubleshooting questions
Request agency pricing
Select an agency tier based on small-group volume
Use the web platform for quoting, questionnaires, enrollment, and carrier submissions

Verdict

FormFire connects quoting, employee data collection, plan selection, and carrier submission in one enrollment workflow. Its agency tiers and usage limits should be reviewed before deployment.

Questions

Is FormFire free?

Employees and employers use FormFire free. Agency pricing is available on request.

Which platforms are supported?

FormFire is available on the web.

Who is FormFire for?

The platform serves brokers, employers, carriers, and general agencies, with a focus on small-group benefits enrollment.

What plan types are supported?

Supported types include medical, ancillary, voluntary, dental, vision, and life.

What do agency plans cover?

Agency Advantage covers up to 50 small groups, Agency Professional up to 100, and Enterprise more than 100; pricing is indicative of a 12-month annual agreement.

Facts from FormFire's own pages

Carrier submissions: Brokers can send employee forms and censuses to carriers through the FormFire platform, and electronic enrollment data submission is available where supported. · formfire.com, 10 Oct 2026
Compliance: The pricing page lists HIPAA, HITECH and HITRUST compliance for each agency plan. · formfire.com, 10 Oct 2026
Employee and employer pricing: FormFire says it is free for employees and employers. · formfire.com, 10 Oct 2026
Enrollment: Employees can select available plans during open enrollment and make qualifying changes outside the enrollment period. · formfire.com, 10 Oct 2026
Founded: 2005 · formfire.com, 28 Sept 2026
Group limits: The pricing page defines one group as 15 active employees and says transaction limits or overage fees may apply when usage exceeds recommended limits. · formfire.com, 10 Oct 2026
Headquarters: A FormFire announcement describes the company as based in Cleveland, Ohio. · formfire.com, 10 Oct 2026
Medical questionnaire: The Medical Health Questionnaire collects employee personal information and health history. · formfire.com, 10 Oct 2026
Quoting: The Product Quoting Tool gathers ACA, level-funded and self-funded plan and pricing information from multiple carriers and supports side-by-side rate comparisons. · formfire.com, 10 Oct 2026
Security: FormFire says it uses AES-256 encryption for personal data stored in databases and in transit between systems. · formfire.com, 10 Oct 2026
Security audits: FormFire says professional cybersecurity organizations perform penetration tests at least annually. · formfire.com, 10 Oct 2026
Support: The contact page lists phone and email support for questions about system features and troubleshooting. · formfire.com, 10 Oct 2026
What it does: FormFire provides brokers with a quote-to-close software solution for small-group health insurance benefits enrollment. · formfire.com, 10 Oct 2026
Who it serves: The site describes the platform for brokers, employers, carriers and general agencies, and says it helps brokers manage small-group benefits. · formfire.com, 10 Oct 2026

Where FormFire stands on Freedom251

Benefits Administration Software#3 of 48