Hardship Hub is ranked #17 of 23 in debt management software on Freedom251. It runs on Web. There is no free plan. Paid plans start at $2.20/mo.
Hardship Hub plans and pricing
All plansTransaction fee $2.20/mo Per payment sent to a creditor; deducted from the consolidated payment Only charged when a payment is sent; skipped months and removed creditors incur no fee hardshiphub.com.au · 4 Oct 2026
Application fee $49 once One-off, paid when the plan is built Covers financial assessment, plan preparation, and first creditor proposals hardshiphub.com.au · 4 Oct 2026
Compared on debt management software
- Free plan
- No
- Creditor tracking
- Yes
- Counselor workspace
- Yes



