GrabPay

Android · iPhone

Freedom report

Two barsScore 6.1

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

GrabPay is ranked #43 of 82 in money transfer apps on Freedom251, made by GrabPay (3 Media Close, Singapore 138498). It runs on Android, iOS. There is a free plan.

GrabPay plans and pricing

All plans

GrabPay Wallet Free No subscription price stated · wallet and transaction limits apply; verified wallet balance limit is SGD$5,000 grab.com · 7 Oct 2026

Compared on money transfer apps

Free plan: Yes
Asset scope: cards_and_fiat
Peer transfers: Yes
International transfers: No
Supported platforms: iOS, Android
Transaction limit: 5,000 per transaction

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The record

Purpose: GrabPay Wallet is a topped-up e-money wallet for shopping online, making payments, transferring funds and earning rewards.
Where to pay: Users can pay for Grab services, bills and online shopping, and pay in stores by scanning a merchant QR code.
Rewards: The page says users can earn up to 0.5% back in GrabRewards points for every dollar spent with GrabPay Wallet.
Transfers: Users can make or request instant transfers without fees.
Transaction history: The app provides instant payment notifications and detailed transaction history.
Top ups: A credit or debit card is not required because users can top up their wallet with PayNow.
Security: Grab says it uses a 24/7 fraud detection engine that monitors activity and declines identified unauthorised transactions.
Payment compliance: Grab says GrabPay is PCI DSS level 1 compliant.
Access protection: The wallet is protected by a Grab PIN and supports fingerprint authentication on Android and Face ID on iOS.
Fund safeguarding: Grab says the GrabPay balance is held in a dedicated customer account with United Overseas Bank (UOB).
Regulation: Grab says GrabPay is regulated by the Monetary Authority of Singapore as a major payment institution, and identity verification is required under MAS regulations.
Wallet limits: The security page states that full verification increases the wallet balance limit from SGD$1,000 to $5,000 and that wallet and transaction limits apply.
Support: The GrabPay page directs users with questions to the Grab Help Centre.
Founded: 2012
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#43 of 82
Best Digital Wallet Apps in 2026#15 of 45

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Sources

grab.com/sg/consumer/finance/pay/· checked 7 Oct 2026
grab.com/sg/consumer/finance/security/· checked 7 Oct 2026