getquin

getquin is a multi-asset wealth platform from Berlin-based getquin, founded in 2020. It suits investors who want one place for net-worth tracking, portfolio analysis and retirement-oriented planning across web and mobile. Its broad import support and layered analytics are compelling, but the most advanced planning and AI tools require the higher-priced tiers.

Overview

getquin combines connections to thousands of financial institutions with manual, CSV and PDF imports. The tracker covers more than 800,000 assets, giving users a practical way to consolidate investments and other holdings even when a broker is not supported for Open Banking. API connections are read-only, data is encrypted with AES-256, and customer data is stored on PCI-DSS-compliant servers in Germany and Europe. getquin also says it does not sell user data and allows permanent deletion of stored data.

Open Banking is limited to supported brokers, whereas manual import works with brokers worldwide. That distinction matters for investors with less common providers: they can still build a portfolio, but may need to maintain it themselves.

Key features

Portfolio and wealth analysis

Performance, allocation and risk reporting form the core of the service. Cost, tax and dividend views, a dividend calendar and fund-holdings analysis add useful context beyond a simple balance display. These tools are suited to investors who want to understand what drives returns and where exposure is concentrated, not just monitor account values.

AI guidance

getquin’s AI agents explain returns, risks, dividends and performance drivers, and can assess diversification, risk and costs. This is most useful for readers who want an interpretable summary of portfolio data; users seeking these explanations at scale should note that AI access expands by plan.

Community features

A stock forum and portfolio sharing let users request feedback from the community. That social layer may help investors compare approaches, but it is an adjunct to the analytical tools rather than a substitute for personal financial judgment.

Pricing

getquin uses a freemium model. A free trial is offered, and paid access starts from €89.99/yr.

The free tier is unusually capable for basic consolidation, but it omits the richer forecasting, allocation detail and planning functions that distinguish the paid tiers. Premium adds analytical depth without the explicit retirement-planning tools reserved for Wealth. The listed annual prices make Wealth a commitment best justified by regular use of its planning and unlimited-agent features.

Platforms

getquin runs in a web browser and has native iOS and Android apps. That combination suits users who switch between desktop analysis and mobile checks.

Who it's for

Choose getquin if you hold assets across several institutions, need multiple import routes, or want performance, risk, allocation, tax and dividend views in one service. It is particularly suitable for investors whose broker is not covered by Open Banking but who can maintain a manual, CSV or PDF import. It is less suitable if you only need a small, static portfolio tracker or do not expect to use the paid planning and AI capabilities.

Pros and cons

Pros

• Broad asset coverage: support for more than 800,000 assets helps consolidate varied portfolios.
• Flexible importing: API, manual, CSV and PDF options provide a fallback when broker connections are unavailable.
• Strong analytical range: performance, allocation, risk, cost, tax, dividend and fund-holdings views go beyond net-worth totals.
• Privacy and security commitments: read-only APIs, AES-256 encryption, European storage and permanent deletion address key data concerns.

Cons

• Broker-dependent automation: Open Banking works only with supported brokers, so some users must update imports manually.
• Advanced features are paid: forecasting, advanced analytics, financial planning and expanded AI access are not part of the free tier.
• Community feedback is informal: forum and shared-portfolio input should complement, not replace, independent analysis.

Alternatives

Sharesight is a freemium option with Android, API, iOS and web access; its free plan covers one portfolio, 10 holdings including closed holdings and one custom group, making it a better fit for a small, clearly bounded portfolio.

Snowball Analytics offers a free plan and trial across Android, iOS and web, with one portfolio and 10 holdings aimed at beginners and index-fund investors.

Portfolio Performance provides a free open-source desktop application, while its Premium (Monthly) plan is $3 a month; choose it when desktop software and an open-source model matter more than getquin’s web-and-mobile service.

Stock Rover is a freemium service for basic individual-stock research and market monitoring, a more focused choice for equity research than whole-wealth planning.

Finary is a freemium wealth app whose Finary Plus plan costs €149.99 a year and includes unlimited linked accounts and tracked goals.

BlackRock Aladdin is a paid institutional platform with custom pricing.

rotki is a freemium desktop and self-hosted option with a free tier limited to 1,000 recent events and 10 user notes, suited to readers prioritizing local control.

Wealthfolio offers a Basic plan at $2.99 a month, supporting one person and up to six devices but no broker connections, making it a lower-cost device-sync option for manual tracking.

Verdict

getquin is a strong choice for investors who want broad asset coverage, flexible imports and serious portfolio analysis across web and mobile. Choose it for consolidated, data-rich oversight and upgrade when dividend analytics or retirement planning justify the annual cost. Look elsewhere if your priority is a small portfolio, open-source desktop software or broker automation that does not depend on supported institutions.