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FINPACK

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What FINPACK is

FINPACK helps producers analyze farm finances and assess business decisions. It projects cash flow to estimate peak operating loan needs and when payments can be made, evaluates income and expenses for each enterprise, and calculates net worth and its yearly changes. Producers can use the analysis to consider the financial impact and feasibility of major changes before investing. FINPACK is an analysis tool, not a record-keeping system. Its interfaces can import cash transactions from Quicken, EasyFarm, PCMars, and UltraFarm; PCMars can also provide balance-sheet data. CSV import and export are available for balance-sheet detail in specified asset categories. FINPACK+ for Producers includes an optional Guided Balance Sheet in a question-and-answer format. The FINPACK plan costs $225, paid once for access through December 2027 and is Windows-only. FINPACK+ for Producers costs $545, paid once for online access through the same date. The listed platform options are Windows, macOS, and web, with access depending on plan.

Who it suits

FINPACK suits producers who want to analyze farm finances, project cash flow, and evaluate enterprise profitability or potential investments. CFFM also describes its tools as serving farmers and ranchers, lenders, educators, consultants, public agencies, crop insurance agents, and other professionals.

What it does well

  • Projects cash flow and estimates peak operating loan needs.
  • Evaluates income and expenses by enterprise.
  • Calculates net worth and yearly changes.
  • Imports cash transactions from four listed programs.
  • FINPACK+ includes an optional Guided Balance Sheet.

What to know first

  • It is an analysis tool, not a record-keeping system.
  • FINPACK plan is Windows-only.
  • Access is listed through December 2027.
  • SaaS support is limited to business hours on weekdays.

Limits

FINPACK costs $225 once for access through December 2027 and is Windows-only. FINPACK+ for Producers costs $545 once for online access through December 2027; its SaaS agreement prohibits storing personal health data, credit card data or other sensitive data subject to HIPAA, PCI DSS or similar laws.

Plans

PlanBilled and limitsPrice
FINPACKAccess through December 2027 · Windows only$225, paid once
FINPACK+ for ProducersAccess through December 2027 · Online version; access through December 2027$545, paid once

As cffm.umn.edu lists them, read 2 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit https://cffm.umn.edu/finpack/producers.
  2. Choose FINPACK for Windows or FINPACK+ for Producers for online access.
  3. Use the relevant plan for access through December 2027.
  4. Import cash transactions from Quicken, EasyFarm, PCMars or UltraFarm, if applicable.
  5. For balance sheet detail, use supported CSV import or export; PCMars can also import balance sheet data.

Verdict

FINPACK provides financial analysis for farm enterprises, cash flow, and net worth, with plan-specific access and import options. Buyers should note that the FINPACK plan is Windows-only and that the tool does not serve as a record-keeping system.

Questions

How much does FINPACK cost?

FINPACK costs $225 once for access through December 2027. FINPACK+ for Producers costs $545 once for online access through that date.

Is there a free plan?

No free plan is listed.

Which platforms are available?

The listed platforms are macOS, web and Windows. The $225 FINPACK plan is Windows-only; FINPACK+ for Producers is online.

Does FINPACK keep farm records?

No. FINPACK is an analysis tool, not a record-keeping system.

Which accounting tools can it work with?

Its interfaces can import cash transactions from Quicken, EasyFarm, PCMars and UltraFarm. PCMars can also supply balance sheet data, and CSV import and export are available for specified balance sheet asset categories.

Who provides FINPACK?

FINPACK is associated with the Center for Farm Financial Management (CFFM) at the University of Minnesota, headquartered in St. Paul, Minnesota, United States.

Facts from FINPACK's own pages

Accounting integrations
FINPACK interfaces support importing cash transactions from Quicken, EasyFarm, PCMars, and UltraFarm; PCMars also supports importing balance sheet data. · cffm.umn.edu, 2 Oct 2026
Cash flow
It develops cash flow projections to estimate peak operating loan needs and when payments can be made. · cffm.umn.edu, 2 Oct 2026
CSV import/export
FINPACK can import and export balance sheet detail using CSV files for specified asset categories. · cffm.umn.edu, 2 Oct 2026
Data security
CFFM says it maintains administrative, physical, and technical safeguards and implements SaaS controls described in its current SOC report against AICPA Trust Services Criteria. · cffm.umn.edu, 2 Oct 2026
Enterprise profitability
It evaluates income and expenses to assess the profitability of each enterprise. · cffm.umn.edu, 2 Oct 2026
Guided Balance Sheet
FINPACK+ for Producers includes an optional Q&A-style Guided Balance Sheet. · cffm.umn.edu, 2 Oct 2026
Headquarters
St. Paul, Minnesota, United States · cffm.umn.edu, 28 Sept 2026
Intended users
CFFM says its tools serve farmers and ranchers, agricultural and commercial lenders, educators, consultants, public agencies, crop insurance agents, and other professionals. · cffm.umn.edu, 2 Oct 2026
Net worth
It calculates net worth and how it changes each year. · cffm.umn.edu, 2 Oct 2026
Planning
It helps evaluate the financial impact and feasibility of major changes before investing. · cffm.umn.edu, 2 Oct 2026
Purpose
FINPACK helps producers analyze farm finances and make business decisions. · cffm.umn.edu, 2 Oct 2026
Record keeping
FINPACK is an analysis tool and is not a record-keeping system. · cffm.umn.edu, 2 Oct 2026
Sensitive data limit
The FINPACK+ for Producers agreement prohibits storing personal health data, credit card data, or other sensitive data subject to HIPAA, PCI DSS, or similar laws in the SaaS service. · cffm.umn.edu, 2 Oct 2026
Support
The FINPACK+ SaaS support policy provides telephone or email help during business hours, Monday through Friday from 8 a.m. to 4:30 p.m. Central Time, except University holidays. · cffm.umn.edu, 2 Oct 2026

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