Ferry automates restaurant tip calculations and shift-end distributions by connecting point-of-sale and workforce systems. Its Tip Manager applies operator-defined pool rules, with percentages configurable by role, job code, shift, time of day, or location. Ferry produces downloadable per-employee, per-shift reports that include job codes and pool rates, and says it tracks multi-state tip requirements with distribution thresholds, tipped-credit rules, and guardrails. Ferry Pay can send tips to a Ferry Pay Card, a nominated bank account, or through payroll. Card funding is described as taking under 60 seconds. Workers can optionally access part of wages already earned before payday. The Tip Share App lets employees adjust allocations in the POS within operator-set guardrails; it is listed for PosiTouch and CBS North Star. Ferry names integrations including Toast, Square, Clover, Lightspeed, POSitouch, Aloha, ADP, Gusto, Paychex, and 7shifts. The company says customers can go live the same day without an HRIS connection using payroll-ready files. Ferry is a financial technology company, not a bank; Community Federal Savings Bank provides banking services and issues its Visa card. Pricing is on request.
Who it is for
Ferry describes Tip Manager for full-service restaurants, fine dining businesses, multi-brand groups, and hotels and hospitality operators. It may suit teams that want configurable tip pools, shift-level records, and options for distributing tips.
What is good
- Pool percentages can vary by role, shift, time, or location.
- Reports include employee, shift, job-code, and pool-rate details.
- Tips can be sent to cards, bank accounts, or payroll.
- Optional earned wage access is available.
- Tip Share App supports guarded POS allocation adjustments.
What to know first
- Pricing is available on request.
- US out-of-network ATM withdrawals carry a $3 fee.
- Tip Share App is listed for PosiTouch and CBS North Star.
Verdict
Ferry brings tip calculations, records, and payout options together for hospitality operators. Pricing is not published, and card users should account for the stated out-of-network ATM fee.
Ferry plans and pricing
All plansCompared on restaurant tip management software
- Custom pool rules
- Yes
- Payroll export
- file
- POS integrations
- 4
- Shift allocation
- Yes
- Employee app
- Yes
- Record granularity
- shift
