Freedom251 › Invoicing software
Factu.me

What Factu.me is
Factu.me is an online invoicing and business management platform built around voice dictation, OCR, and an AI Copilot. Users can dictate invoices and quotes in French through the app or WhatsApp; the AI extracts customer details, line items, VAT, and required mentions. It produces formatted PDF invoices and quotes with legal mentions, supports electronic invoicing, and lets users collect card payments through Stripe and SumUp. Payment reminders are also available.
The AI Copilot can extract VAT from receipt photos, answer cash-flow questions, and help follow up on overdue invoices. Factu.me can draft CDI and CDD employment contracts from dictation and includes electronic signature. Its homepage names Google, SumUp, Stripe, Chorus, WhatsApp, and Gemini as connected tools. For electronic invoice transmission, Factu.me uses B2Brouter, an approved Peppol/PDP platform, with Factur-X/EN 16931 formats compatible with Chorus Pro. Security details include TLS 1.3 encryption in transit, AES-256 encryption at rest, hosting in France, and daily backups. The service has Android, iOS, and web versions. It offers a free Starter plan and paid plans from €19.99/mo, plus a 7-day trial.
Who it suits
Factu.me presents itself for auto-entrepreneurs, freelancers, small and midsize businesses, consultants, tradespeople, agencies, wholesalers, and accountants. It may suit users who want voice-based invoicing, payment collection, and business documents in one service.
What it does well
- Dictates invoices and quotes in French through the app or WhatsApp.
- Accepts card payments through Stripe and SumUp.
- AI Copilot extracts VAT from receipt photos and answers cash-flow questions.
- Supports electronic invoicing and electronic signatures.
- Provides Android, iOS, and web access.
What to know first
- Starter is limited to 3 invoices and quotes per month.
- Starter documents carry a watermark.
- Starter allows up to 10 CRM clients.
Limits
Starter is free for life and includes 3 invoices and quotes per month, up to 10 CRM clients, email support, and a document watermark. Pro removes the invoice and quote quantity limit; Business adds features including CDI/CDD contracts, multi-user access for five, and dedicated support.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Starter | À vie, sans carte bancaire · 3 factures & devis/mois · 10 Clients CRM · Support email · Watermark sur les documents | Free |
| Pro | /mois · Factures & devis illimités · Notes de frais + scan simple · Signature électronique · Voice Expense illimité · Export FEC/CSV · Sans watermark | €1,999 a month |
| Business | /mois · Tout Pro inclus · Contrats CDI/CDD · OCR multi-factures · 1 Espace de gestion · Multi-utilisateur (5) · Support dédié | €4,999 a month |
As factu.me lists them, read 11 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://factu.me/.
- Choose the Starter, Pro, or Business plan.
- Start with the free Starter plan without a payment card, or use the 7-day trial.
- Access Factu.me on Android, iOS, or the web.
- Connect relevant tools such as Stripe, SumUp, or WhatsApp.
Verdict
Factu.me is a fit for independent professionals and small businesses that want voice-assisted invoicing, payment tools, and business-document features. The Starter plan is limited to three monthly invoices and quotes with a watermark; higher document volume and added features call for a paid plan.
Questions
Is Factu.me free?
Yes. Starter costs nothing for life and does not require a payment card. A 7-day trial is also offered.
What do the paid plans cost?
Pro costs €19.99 a month, and Business costs €49.99 a month.
Which platforms are available?
Factu.me is available on Android, iOS, and the web.
Can it send electronic invoices?
Yes. Factu.me uses B2Brouter, an approved Peppol/PDP platform, to transmit electronic invoices in Factur-X/EN 16931 formats compatible with Chorus Pro.
What payment and business tools connect to Factu.me?
The homepage names Google, SumUp, Stripe, Chorus, WhatsApp, and Gemini. Invoice card payments can be collected through Stripe and SumUp.
Facts from Factu.me's own pages
- Payment reminders
- Yes · factu.me, 23 Sept 2026
- Contracts
- The product can draft CDI and CDD employment contracts from dictation and includes electronic signature. · factu.me, 11 Oct 2026
- Copilot and OCR
- The AI Copilot can extract VAT from receipt photos, answer cash-flow questions, and help follow up on overdue invoices. · factu.me, 11 Oct 2026
- Data portability and archive
- The FAQ says users can export accounting data in FEC/CSV and download PDFs, and that electronic invoices are legally archived for 10 years through B2Brouter. · factu.me, 11 Oct 2026
- Documents
- The service generates invoices and quotes as formatted PDFs with legal mentions, and supports electronic invoicing. · factu.me, 11 Oct 2026
- Electronic invoicing transmission
- The legal terms say Factu.me uses B2Brouter, an approved Peppol/PDP platform, to transmit electronic invoices in Factur-X/EN 16931 formats compatible with Chorus Pro. · factu.me, 11 Oct 2026
- Free plan
- Yes · factu.me, 23 Sept 2026
- Integrations
- The homepage identifies Google, SumUp, Stripe, Chorus, WhatsApp, and Gemini among its connected tools. · factu.me, 11 Oct 2026
- Online payments
- Yes · factu.me, 23 Sept 2026
- Payments
- Factu.me says users can collect invoice payments by card through Stripe and SumUp. · factu.me, 11 Oct 2026
- Privacy and payments
- The privacy policy says Stripe handles payment data and Factu.me does not store bank details; users may request account deletion and data export under GDPR. · factu.me, 11 Oct 2026
- Product
- Factu.me is an online invoicing and business management platform built around voice dictation, OCR, and an AI Copilot. · factu.me, 11 Oct 2026
- Security
- The security page states that data is encrypted in transit with TLS 1.3 and at rest with AES-256, hosted in France, and backed up daily. · app.factu.me, 11 Oct 2026
- Support
- Starter includes email support, while Business includes dedicated support; the FAQ says the accountant portal is available at no charge to accountants using Business. · factu.me, 11 Oct 2026
- Target users
- Factu.me presents itself for auto-entrepreneurs, freelancers, small and midsize businesses, consultants, tradespeople, agencies, wholesalers, and accountants. · factu.me, 11 Oct 2026
- Usage limit
- The Starter plan includes 3 invoices and quotes per month and is subject to a document watermark. · factu.me, 11 Oct 2026
- Voice invoicing
- Users can dictate invoices and quotes in natural French in the app or through WhatsApp, and the AI extracts the customer, line items, VAT, and required mentions. · factu.me, 11 Oct 2026
Where Factu.me stands on Freedom251
- Invoicing software#21 of 83