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Emma alternatives

Emma combines budgeting, bill tracking, subscription tracking and net-worth tracking across web, iOS and Android. Its free Basic plan includes account connections, budgeting and subscription tracking. Plus adds bill reminders and cashback for £4.99 per month; Pro adds custom categories, offline accounts, net-worth tracking and CSV export for £9.99 per month. Ultimate costs £14.99 per month and includes unlimited bank logins and Spaces. Readers may look elsewhere if they want desktop software, broader platform support or a different price structure.

  1. 1

    SoFi

    by SoFi
    Free plan AndroidiPhoneMac+2

    Personal finance across mobile, web and desktop — SoFi adds macOS and Windows support to Emma’s web and mobile platform mix.

    Free plan · paid from $10/mo Visit site
  2. 2

    PocketSmith

    by PocketSmith
    Free plan AndroidAPIiPhone+4

    Budgeting across desktop, mobile and Linux — PocketSmith adds Linux, API and desktop support, with a lower starting paid price than Emma’s Plus plan.

    Free plan · paid from $9.99/mo (annual) Visit site
  3. 3

    GnuCash

    by GnuCash
    Free plan Open source AndroidAPIiPhone+4

    Free budgeting on Linux or desktop — GnuCash is free and supports Linux, macOS and Windows, unlike Emma’s paid tiers and mobile platforms.

    Free plan Visit site
  4. 4

    EveryDollar

    by EveryDollar
    Free plan WebiPhoneAndroid

    Budgeting across web and mobile — EveryDollar shares Emma’s web and mobile platform mix and offers a 14-day trial.

    Free plan · paid from $6.67/mo (annual) · 14-day trial Visit site
  5. 5

    Wallet by BudgetBakers

    by Wallet by BudgetBakers
    Free plan AndroidiPhoneWeb

    Budgeting on web and mobile — Wallet offers a free plan and web, Android and iOS support, without a paid starting price shown.

    Free plan Visit site
  6. 6

    Sure

    Free plan AndroidAPIiPhone+3

    Manual tracking of varied assets and debts — Sure adds manual asset and debt tracking, including collectibles and personal loans, alongside investment balances with live market data.

    Free plan Visit site
  7. 7

    MoneyPatrol

    Free plan LinuxMacWindows

    Free budgeting across desktop platforms — MoneyPatrol offers a forever-free plan with no fees and supports Linux, macOS and Windows.

    Free plan · paid from $3.99/mo · 15-day trial Visit site
  8. 8

    Alexa for Shopping

    by Alexa for Shopping
    Free plan AndroidiPhoneWeb
    7.6 Free plan Visit site
  9. 9

    Klarna

    Free plan AndroidAPIiPhone+1
    7.3 Pricing on request Visit site
  10. 10

    ShopSavvy

    Free plan AndroidAPIExtension+5
    7.0 Free plan · paid from $2.99/mo Visit site
  11. 11

    BeFrugal

    Free plan AndroidiPhoneWeb
    6.9 Free plan Visit site
  12. 12

    Capital One Shopping

    Free plan AndroidiPhoneMac+2
    6.9 Free plan Visit site
  13. 13

    BuyVia

    Free plan AndroidiPhoneWeb
    6.6 Free plan Visit site
  14. 14

    cashbackAPP

    Free plan AndroidWeb
    6.6 Free plan Visit site
  15. 15

    Amazon Shopping

    Free plan AndroidiPhoneWeb
    6.5 Free plan Visit site
  16. 16

    Glass It

    Free plan AndroidiPhoneWeb
    6.5 Free plan · 30-day trial Visit site
  17. 17

    Grocify

    Free plan AndroidiPhoneWeb
    6.5 Free plan Visit site
  18. 18

    AnyTracker

    Free plan AndroidiPhoneMac
    6.4 Free plan Visit site
  19. 19

    Geizhals

    Free plan AndroidiPhoneWeb
    6.4 Free plan Visit site
  20. 20

    Groupon

    Free plan AndroidiPhoneWeb
    6.4 Free plan Visit site
  21. 21

    Quidco

    Free plan AndroidiPhoneWeb
    6.4 Free plan · 90-day trial Visit site
  22. 22

    Checkout 51

    Free plan AndroidiPhoneWeb
    6.3 Free plan Visit site
  23. 23

    DealNews

    Free plan AndroidiPhoneWeb
    6.3 Free plan Visit site
  24. 24

    Dipper

    Free plan Web
    6.3 Free plan · paid from $10/mo Visit site
  25. 25

    Flipp

    Free plan AndroidiPhoneWeb
    6.3 Free plan Visit site
  26. 26

    idealo

    Free plan AndroidiPhoneWeb
    6.3 Free plan Visit site
  27. 27

    MyPoints

    Free plan AndroidiPhoneMac+2
    6.3 Free plan Visit site
  28. 28

    PriceCheck

    Free plan AndroidWeb
    6.3 Free plan · 7-day trial Visit site
  29. 29

    Fetch

    Free plan AndroidiPhone
    6.2 Free plan Visit site
  30. 30

    Flipshope

    Free plan AndroidWeb
    6.2 Free plan Visit site
  31. 31

    Great Canadian Rebates

    Free plan AndroidiPhoneWeb
    6.2 Free plan Visit site

Compare alternatives by the devices you use, the account and reporting tools you need, and the cost of the relevant plan. SoFi and PocketSmith extend support to desktop systems, while GnuCash is free and supports Linux, macOS and Windows. Sure adds manual asset and debt tracking, and MoneyPatrol offers a free tier with no fees. These alternatives vary in whether report export is available and whether a paid plan is offered. Check which combination of budgeting, bill tracking, net-worth tracking and platform access fits your priorities before switching.

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