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eCard Systems

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What eCard Systems is

eCard Systems provides physical and digital gift cards with processing software that connects to point-of-sale systems. It tracks balances, redemptions, liability, transaction history, and reporting across locations. The digital storefront supports branded purchases, custom amounts and designs, email or text delivery, and scheduled delivery. Businesses can use either card format or both. The company says it supports more than 130 POS integrations, works with any POS, and offers side-terminal hardware for existing systems. Gift card processing remains separate from payment processing, allowing merchants to keep their current payment provider. Its REST API includes account management, transaction processing, and reporting endpoints, using OAuth 2.0 Client Credentials authentication. HTTPS, idempotent requests, and PIN verification for guest redemptions are required. The company was founded in Brentwood, Tennessee, in 2001.

Who it suits

It suits single-location merchants, growing brands, and multi-location retail, salon, spa, restaurant, and service businesses. Organizations needing custom integrations or API-based gift-card processing may also find it relevant.

What it does well

  • Physical and digital card support
  • More than 130 listed POS integrations
  • Branded digital storefront with scheduled delivery
  • Reporting across locations
  • REST API with OAuth 2.0 authentication

What to know first

  • No free plan
  • Physical in-store cards must be printed by eCard Systems
  • Gift card processing is separate from payment processing

Limits

The in-store program requires physical cards printed by eCard Systems for compatibility. The digital storefront is billed with a monthly fee plus a small load fee, and the listed plan details do not state the amounts.

Plans

PlanBilled and limitsPrice
Digital gift card storefrontMonthly fee plus a small load fee; amounts not stated · Optional enhancement to an in-store programOn request
In-store gift card programFlat monthly fee; amount not stated · No transaction fees or limitsOn request

As ecardsystems.com lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

  1. Open the eCard Systems website
  2. Choose an in-store gift card program or digital storefront
  3. Arrange compatible physical cards printed by eCard Systems if needed
  4. Connect the program with your POS or use side-terminal hardware
  5. Keep your existing payment provider for payment processing
  6. Use the REST API with OAuth 2.0 credentials for custom integrations

Verdict

eCard Systems covers card issuance, digital sales, POS connectivity, reporting, and API integration for multi-location programs. Confirm physical-card requirements and unlisted monthly fees when evaluating the service.

Questions

Does eCard Systems offer a free plan?

No. eCard Systems is a paid service.

What card formats and sales channels are supported?

It supports both physical and digital cards, with both in-store and online sales channels.

Can merchants keep their payment provider?

Yes. Gift card processing is separate from payment processing, so merchants keep their existing provider.

What does the API provide?

The REST API includes account management, transaction processing, and reporting endpoints. It uses OAuth 2.0 Client Credentials, HTTPS, idempotent requests, and PIN verification for guest-facing redemptions.

Who founded eCard Systems?

Greg and Karen Grove founded the company in Brentwood, Tennessee, in 2001.

Facts from eCard Systems's own pages

API
The REST API provides account management, transaction processing, and reporting endpoints and uses OAuth 2.0 Client Credentials authentication. · developer.ecardsystems.com, 4 Oct 2026
API security
The API requires HTTPS, supports idempotent requests, and requires PIN verification for guest-facing redemptions. · developer.ecardsystems.com, 4 Oct 2026
Core features
The platform tracks gift card balances, redemptions, liability, transaction history, and reporting across locations. · ecardsystems.com, 4 Oct 2026
Custom integrations
Custom development is available for businesses with unique requirements. · ecardsystems.com, 4 Oct 2026
Digital storefront
The digital gift card storefront supports branded online purchases, email or text delivery, custom amounts and designs, and scheduled delivery. · ecardsystems.com, 4 Oct 2026
Founded
2001 · ecardsystems.com, 28 Sept 2026
Headquarters
Brentwood, Tennessee, USA · ecardsystems.com, 28 Sept 2026
Maker history
The company says Greg and Karen Grove founded eCard Systems in Brentwood, Tennessee, in 2001. · ecardsystems.com, 4 Oct 2026
Payment processing
Gift card processing is separate from payment processing, so merchants keep their existing payment provider. · ecardsystems.com, 4 Oct 2026
Physical card requirement
Businesses using the platform must have their in-store physical gift cards printed by eCard Systems for compatibility. · ecardsystems.com, 4 Oct 2026
POS integrations
The company says it supports more than 130 POS integrations and works with any POS, with side-terminal hardware available alongside existing systems. · ecardsystems.com, 4 Oct 2026
Product
eCard Systems provides physical and digital gift cards and gift card processing software that integrates with point-of-sale systems. · ecardsystems.com, 4 Oct 2026
Security claim
The vendor site displays a SOC 2 badge; the page opened does not specify the report type or scope. · ecardsystems.com, 4 Oct 2026
Support
The company says its support is U.S.-based and describes phone pickup and same-day email responses. · ecardsystems.com, 4 Oct 2026
Supported businesses
The partner program is described for single-location merchants, growing brands, and multi-location retail, salon, spa, restaurant, and service businesses. · ecardsystems.com, 4 Oct 2026

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