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Digits

Name: Digits
Price: 100 USD

Free trial APIiPhoneMacWeb

What Digits is

Digits is a cloud financial platform combining bookkeeping, month-end close, bill pay, invoicing, and real-time financials for business owners and accountants. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews. Digits supports cash and accrual accounting, journal entry and reconciliation automation, close task management, multi-entity support, and an audit trail. Digits Connect links with more than 12,000 financial institutions; listed native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay uses OCR to extract invoice details and supports vendor payments by ACH or check. A Developer API and MCP server can connect the ledger to tools such as ChatGPT and Claude. Native apps are available for iPhone and iPad, alongside web and API access. Digits states that it is SOC 2 Type II compliant and uses revocable API tokens, TLS, and per-secret authenticated envelope encryption. The Essentials plan costs $65 a month, and a 30-day trial is available. Availability is limited to U.S.-based businesses using U.S. financial institutions, with USD support only.

Who it suits

Digits is aimed at solopreneurs, small businesses, growing companies, startups, and accounting firms. It suits businesses using U.S. financial institutions that need bookkeeping, close, invoicing, or bill-pay functions in one system.

What it does well

Supports both cash and accrual accounting.
Connect links with more than 12,000 financial institutions.
Bill Pay extracts invoice details with OCR.
Includes a Developer API and MCP server.
A 30-day trial is available.

What to know first

Available only to U.S.-based businesses using U.S. financial institutions.
Supports USD only.
Does not yet integrate with Shopify.
Automatic payroll syncing is only through Gusto.

Limits

Essentials costs $65 a month and is positioned for solopreneurs and early-stage businesses. Pro is marked as coming soon, and Digits is limited to U.S.-based businesses using U.S. financial institutions with USD.

Plans

Plan	Billed and limits	Price
Core	$100 /mo · Small businesses and growing companies · Essentials features · dimensional accounting · automated schedules · custom reports and dashboards	$100 a month
Pro	$250 /mo · Coming soon · Scaling businesses with internal finance teams · Core features · budget versus actuals · custom reports and dashboards	$250 a month
Essentials	$65 /mo · Solopreneurs and early-stage businesses · core accounting · AI bookkeeping and reconciliation · bank/payroll connections · bill pay · invoicing · API and MCP	$65 a month

As digits.com lists them, read 21 Oct 2026. The maker's own page has the final word.

Getting started

Open the Digits website
Start the 30-day trial
Choose Essentials, Core, or Pro
Connect U.S. financial institutions through Digits Connect
Use the web app, API, or iPhone and iPad apps
Configure bookkeeping, bill pay, invoicing, and close workflows

Verdict

Digits brings bookkeeping, financial operations, and developer access together, with support for both cash and accrual accounting. Its U.S.-only availability and USD limit are important constraints for businesses outside that scope.

Questions

How much does Digits cost?

Essentials costs $65 a month. Core costs $100 a month, and Pro costs $250 a month and is marked as coming soon.

Is there a free trial?

Yes. Digits offers a 30-day trial and has no free plan.

Which platforms does Digits support?

Digits offers cloud web access, an API, and native iPhone and iPad apps.

Does Digits support Shopify?

No. Shopify is not yet integrated.

Where is Digits available?

Digits is currently available only to U.S.-based businesses using U.S. financial institutions, and it supports USD only.

Facts from Digits's own pages

Accounting methods: Digits supports both cash and accrual accounting. · digits.com, 30 Sept 2026
Agentic close: Agentic Close collects documents, books transactions, reconciles, schedules, reviews and produces reports for the close process. · digits.com, 21 Oct 2026
AI bookkeeping: Its AI categorizes transactions continuously, learns from user corrections and performs bookkeeping around the clock. · digits.com, 21 Oct 2026
API: Digits Connect API provides programmatic access to its AI-native general ledger through authenticated REST endpoints. · developer.digits.com, 21 Oct 2026
API documentation depth: The developer documentation includes overview, quickstart, authentication, API reference, recipes and machine-readable OpenAPI resources. · developer.digits.com, 21 Oct 2026
Ask Digits: Ask Digits is a conversational assistant that answers plain-language questions using the live ledger. · digits.com, 21 Oct 2026
Audience: Digits markets its platform to solopreneurs, small businesses, growing companies, startups, and accounting firms. · digits.com, 30 Sept 2026
Automated schedules: The platform detects transactions needing accrual or amortization treatment and creates scheduled entries. · digits.com, 21 Oct 2026
Availability limit: The service officially supports U.S.-based businesses using U.S. financial institutions and USD accounting only. · help.digits.com, 21 Oct 2026
Bank connectivity: Bank and card connections use Plaid and can reach more than 12,000 institutions. · help.digits.com, 21 Oct 2026
Bill pay: AI Bill Pay supports dragging in bills, approval workflows and payment tracking. · digits.com, 21 Oct 2026
Company founding and headquarters: Digits was founded in 2018 by Jeff Seibert and Wayne Chang and is headquartered in San Francisco, California. · crunchbase.com, 21 Oct 2026
Company size: LinkedIn lists Digits as a privately held software-development company with 51–200 employees. · linkedin.com, 21 Oct 2026
Core capabilities: The platform combines automated books, month-end close, bill pay, invoicing, and real-time financials in one system. · digits.com, 30 Sept 2026
Currency limit: Digits does not provide multi-currency accounting, foreign-exchange conversion or FX revaluation. · help.digits.com, 21 Oct 2026
Dashboards: Users can build dashboards showing KPIs such as revenue, expenses, burn and runway. · digits.com, 21 Oct 2026
Developer access: Digits provides a Developer API and MCP server for connecting the ledger to tools such as ChatGPT and Claude. · developer.digits.com, 30 Sept 2026
Document vault: Vault centralizes receipts, statements and contracts in searchable storage. · digits.com, 21 Oct 2026
Encryption: The security page describes authenticated envelope encryption per organization, encryption at rest and TLS for data in transit. · digits.com, 21 Oct 2026
Financial reporting: Digits provides continuously updated profit-and-loss, balance-sheet and cash-flow statements with exportable reports. · digits.com, 21 Oct 2026
Funding: Digits announced a $65 million Series C led by SoftBank in March 2022, bringing reported total funding to $97.5 million. · prnewswire.com, 21 Oct 2026
Integration limit: The help center says Shopify and non-Gusto payroll systems lack native integrations and require CSV imports or manual journal entries. · help.digits.com, 21 Oct 2026
Integration limits: Digits does not yet integrate with Shopify and automatically syncs payroll only through Gusto. · help.digits.com, 30 Sept 2026
Integrations: Native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting, plus more than 12,000 financial institutions through its connections API. · digits.com, 21 Oct 2026