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CoreGateway Virtual Terminal
What CoreGateway Virtual Terminal is
CoreGateway Virtual Terminal is a browser-based payment terminal for keyed card and ACH transactions when hardware is not available. It is intended for phone orders, mail orders, and other card-not-present sales, and accepts credit cards, debit cards, and bank transfers from one screen. The dashboard runs in a browser on a laptop, tablet, or phone, with no app installation or physical terminal connection. Receipts can be sent by email or text in real time, while transactions appear immediately with reporting. Merchants can save cards or bank accounts in a customer vault, charge open invoices, or start recurring schedules. The terminal supports account-level surcharges or flat convenience fees. Custom roles can restrict charging, refunds, voids, vault access, and reporting, with employee activity logged to user accounts. CoreCommerce states that CoreGateway is PCI-DSS Level 1 certified and keeps card data out of the merchant system. The standard platform costs $15 a month, billed month-to-month, plus interchange at cost and 0.50% + $0.15 per transaction; add-ons may apply.
Who it suits
This terminal suits phone-order businesses, field services and trades, accounts-receivable teams, utilities, government, education, and nonprofits handling card-not-present payments.
What it does well
- Accepts cards and bank transfers in one browser screen
- Works on laptop, tablet, or phone
- Real-time email or text receipts
- Supports vault storage and recurring billing
- Includes REST + JSON API, sandbox keys, and webhooks
What to know first
- No free plan or free trial
- Costs $15 a month
- Transaction pricing and add-ons apply
- Requires browser access for operation
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| CoreGateway standard platform | Month-to-month · Virtual terminal, hosted page, invoicing, recurring, vault, surcharging, L2/L3, and reporting included · interchange at cost plus 0.50% + $0.15 per transaction · add-ons may apply | $15 a month |
As corecommerce.com lists them, read 30 Sept 2026. The maker's own page has the final word.
Verdict
CoreGateway Virtual Terminal provides payment entry, customer records, invoicing, recurring billing, and reporting without dedicated hardware. Its monthly fee and transaction charges should be considered alongside the browser-based workflow.
Facts from CoreGateway Virtual Terminal's own pages
- API integration
- CoreGateway provides a REST + JSON API with sandbox keys and webhooks for integrating checkout, the customer vault, and recurring billing. · corecommerce.com, 30 Sept 2026
- Customer vault
- Users can tokenize and save a card or bank account to the customer vault for reuse on later charges. · corecommerce.com, 30 Sept 2026
- Device access
- The dashboard works in a browser on a laptop, tablet, or phone, with no app to install or terminal to plug in. · corecommerce.com, 30 Sept 2026
- Fees and recurring billing
- The terminal supports account-level surcharging or flat convenience fees and can apply a charge to an open invoice or start a recurring schedule. · corecommerce.com, 30 Sept 2026
- Payment types
- The terminal accepts credit card, debit card, and bank transfer payments from one screen. · corecommerce.com, 30 Sept 2026
- Pricing detail
- The pricing page lists $15/month for the standard platform, interchange at cost plus 0.50% + $0.15 per transaction, and says add-ons may apply. · corecommerce.com, 30 Sept 2026
- Receipts and reporting
- Receipts can be sent by email or text in real time, and transactions appear immediately in the dashboard with reporting. · corecommerce.com, 30 Sept 2026
- Security and compliance
- CoreCommerce states CoreGateway is PCI-DSS Level 1 certified and says its interface keeps card data out of the merchant's system, typically leaving the business at SAQ A scope. · corecommerce.com, 30 Sept 2026
- Support
- CoreCommerce offers phone support Monday through Friday during Central Time business hours and says its team responds to tickets within one business day. · corecommerce.com, 30 Sept 2026
- User permissions
- Customizable roles can restrict access to charging, refunding, voiding, customer vault access, and reporting, and employee activity is logged to each user's account. · corecommerce.com, 30 Sept 2026
- What it does
- CoreGateway Virtual Terminal is a browser-based terminal for keyed-in card and ACH payments without hardware, for phone orders, mail orders, and other card-not-present sales. · corecommerce.com, 30 Sept 2026
- Who it is for
- The terminal is described for phone-order businesses, field service and trades, accounts receivable, recurring billing exceptions, government and utilities, and education and nonprofits. · corecommerce.com, 30 Sept 2026
Where CoreGateway Virtual Terminal stands on Freedom251
- Virtual Terminal Software#13 of 28