Argent Virtual Terminal

What Argent Virtual Terminal is

Argent Virtual Terminal is a browser-based portal for businesses that take payments for orders placed by phone, mail, or email. Staff enter payment details manually, making it an option for one-off invoices and other card-not-present transactions when no card reader is being used. A business can use the terminal alongside a physical point-of-sale system or as its only payment gateway. Refunds can also be handled through the portal without having the customer’s card in hand.

Individual staff logins associate transactions with the employee who processed them. Argent also offers electronic invoicing, which lets a business email a payment link for the customer to use instead of having staff enter the card details. The terminal works in a browser on a computer, tablet, or phone with a secure internet connection. Argent describes it as PCI-compliant and says payment data is encrypted immediately when entered. Access is included with gateway setup, subject to account approval; Argent says access is typically ready the same day, with no hardware shipment or installation. Card-not-present rates apply, and some accounts may have a per-transaction fee disclosed upfront. Argent offers pricing on request and says there is no separate monthly minimum specifically for virtual terminal use.

Who it suits

Argent Virtual Terminal suits businesses that take phone, mail, email, or invoice orders, including retail, field services, distribution, healthcare, and manufacturing. It may also suit teams that need staff logins tied to individual transactions or want to accept payments through emailed invoice links.

Limits

Gateway access is included with setup, but card-not-present rates apply. Some accounts may also have a per-transaction fee disclosed upfront; there is no separate monthly minimum specifically for virtual terminal usage.

Getting started

1. Visit Argent’s virtual terminal page.
2. Arrange gateway setup and account approval.
3. Use a computer, tablet, or phone with a browser and secure internet connection.
4. After approval, access is typically available the same day without hardware shipment or installation.
5. Use the portal for manual payment entry, or use Argent electronic invoicing to email a payment link.

Verdict

Choose Argent Virtual Terminal if your business needs to take card-not-present orders or process refunds through a browser, with staff activity linked to individual logins. Consider another arrangement if the applicable card-not-present rates or account-specific transaction fees do not suit your business.