CoinPayments gives merchants tools for processing cryptocurrency payments, managing wallets and invoices, and connecting checkout integrations. The homepage says it accepts more than 40 cryptocurrencies. Merchants can lock in exchange rates on invoices, while incoming deposits may be detected within seconds and screened for risk before blockchain confirmation. Withdrawal options include batching from multiple callback addresses into one transaction fee, with stated savings of up to 90%. Its REST JSON API supports wallets, transactions, invoices, and signed webhooks. Official SDKs are available for Python, JavaScript/Node.js/TypeScript, and PHP; official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+, with other platforms described as in development. Checkout methods include hosted checkout, invoice links, Buy Now buttons, white-label checkout, payment buttons, e-commerce plugins, and API-generated invoices. Listed settlement plans charge 3% plus network fees per individual payment, 3% for coins and tokens, or 3% plus a network fee for batch settlement. The FAQ says minimum withdrawal amounts vary by coin and are generally twice the network fee. CoinPayments says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.
Who it is for
It suits merchants looking to accept cryptocurrency payments through checkout, invoices, plugins, or an API. Its regional availability and withdrawal minimums are relevant considerations for prospective users.
What is good
- Accepts more than 40 cryptocurrencies
- Invoice exchange rates can be locked in
- REST JSON API includes signed webhooks
- Official SDKs cover Python, JavaScript, and PHP
- Batch withdrawals may reduce stated fees
What to know first
- Listed settlement fees are 3% plus applicable fees, or 3%
- Official plugins listed for WooCommerce 6.0+ and WHMCS 9.0+
- Cannot serve EU/EEA clients after 1 July 2026
Verdict
CoinPayments offers several cryptocurrency checkout and integration routes, with listed plans charging transaction and sometimes network fees. Merchants should account for withdrawal minimums and the stated EU/EEA service restriction.
CoinPayments plans and pricing
All plansCompared on crypto payment processors
- Settlement type
- both
- Transaction fee
- 0.5 %
- Hosted checkout
- Yes
- Crypto invoices
- Yes
- Payment API
- Yes
- Checkout methods
- hosted checkout, invoice links, Buy Now buttons, white-label checkout, payment buttons, e-commerce plugins, API-generated invoices
- Supported platforms
- WooCommerce, WordPress
