Chime Taxes
by Chime Taxes
What Chime Taxes is
Chime Taxes provides federal and state tax filing through the Chime app, with e-file services supplied by April Tax Solutions Inc., called april. Filing is free, with no filing fees or upsells. Supported situations include W-2, self-employed and gig income, unemployment, retirement, Social Security, investment income, bank interest and itemized deductions. Users can upload a prior-year tax form if they filed elsewhere. Chime advertises a maximum refund guarantee; its disclosure says april may amend an eligible return at no additional charge when it finds a preparation error. April also says it reimburses up to $10,000 for penalties or interest caused by a mathematical error, subject to terms. A federal refund may arrive up to five days early with direct Chime deposit, but timing is not guaranteed. Users must become Chime members and start from the Taxes option in the app. The service supports Android and iOS.
Who it suits
Chime Taxes suits Chime members who want to file supported federal and state returns from a mobile app. It covers employment, self-employment, investment and several other listed income situations.
What it does well
- Federal and state filing is free
- No filing fees or upsells
- Supports self-employment and gig income
- Prior return upload available
- Android and iOS access
What to know first
- Requires a Chime membership
- Chime does not provide tax advice
- Refund timing is not guaranteed
- Coverage follows listed tax situations
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free tax filing | Federal tax filing · State tax filing · No filing fees · No upsells | Free |
| Chime Taxes | 100% free to file federal and state taxes; no fees or upsells · Requires a Chime membership · Tax filing is through the Chime app | Free |
As chime.com lists them, read 22 Sept 2026. The maker's own page has the final word.
Verdict
Chime Taxes offers free federal and state filing through the Chime app for members. Check that your tax situation fits the listed categories, and seek an accountant’s guidance when needed.
Facts from Chime Taxes's own pages
- Accuracy coverage
- The page says april reimburses up to $10,000 for penalties or interest caused by a mathematical error in its tax preparation software, subject to its terms. · chime.com, 12 Oct 2026
- Company
- Chime describes itself as a financial technology company and says its co-founders set out to build the company in 2012. · chime.com, 12 Oct 2026
- Early refund
- A federal refund may arrive up to five days early when directly deposited with Chime, but Chime says refund timing is not guaranteed. · chime.com, 12 Oct 2026
- Federal and state filing
- The page says filing federal and state taxes through Chime is free, with no fees or upsells. · chime.com, 12 Oct 2026
- Free plan
- Yes · chime.com, 22 Sept 2026
- Investment income
- Yes · chime.com, 22 Sept 2026
- Member requirement
- The filing instructions say users become Chime members and start taxes from the Taxes option on the app home screen. · chime.com, 12 Oct 2026
- Mobile access
- mobile_app · chime.com, 22 Sept 2026
- Prior return import
- The page says filers can upload last year’s tax form if they filed with someone else previously. · chime.com, 12 Oct 2026
- Provider distinction
- The page identifies April Tax Solutions Inc. (“april”) as the provider of tax e-file services. · chime.com, 12 Oct 2026
- Refund guarantee
- The page advertises a maximum refund guarantee; its disclosure says april may amend a return at no additional charge when an eligible preparation error is found. · chime.com, 12 Oct 2026
- Security
- Chime says its security program is independently audited and based on frameworks including NIST CSF, ISO 27001, PCI-DSS, and SOC 2. · chime.com, 12 Oct 2026
- Security controls
- Chime says it applies at least 128-bit AES encryption and regularly reviews access controls and tests its products. · chime.com, 12 Oct 2026
- Self-employment support
- Yes · chime.com, 22 Sept 2026
- State filing
- included · chime.com, 22 Sept 2026
- Support
- The tax page lists free tax filing support as a feature; Chime says its member services team is available 24/7 by app chat or phone. · chime.com, 12 Oct 2026
- Supported tax situations
- The service covers W-2, self-employed and gig income, unemployment, retirement, Social Security, investment income, bank interest, and itemized deductions. · chime.com, 12 Oct 2026
- Tax service limitation
- Chime says it does not provide tax advice and directs users to consult an accountant for guidance tailored to their situation. · chime.com, 12 Oct 2026
- What it does
- Chime partners with april to provide tax filing through the Chime app. · chime.com, 12 Oct 2026
Where Chime Taxes stands on Freedom251
- Tax Software#55 of 136
- Personal Tax Software#64 of 124