Freedom251 › Tax Preparation Software
1040.com
by 1040.com
What 1040.com is
1040.com is a web-based service for preparing and electronically filing federal and state income-tax returns. Its guided process asks questions, identifies credits and deductions that may apply, and lets users go straight to forms with search. Listed coverage includes W-2 income, dependents, education, retirement, investments, stock or crypto sales, rental properties, self-employment, and small business, among other tax situations. Users can prepare and preview a return without paying, then pay before submitting it. State returns are included in the listed $34.99 flat price, and most state information is filled in from the federal return. Eligible users may be able to file both returns for free through Free File Edition; listed eligibility includes AGI of $18,100–$89,000 and active military eligibility. The service says it transmits returns to applicable federal and state tax authorities and identifies itself as an IRS-authorized e-file provider. It works on web and mobile. The service is intended for individuals preparing their own returns, is limited to people in the United States or its territories and possessions, and requires manual entry because tax data cannot be imported from another website or account.
Who it suits
It suits U.S.-based individual taxpayers who want guided federal and state filing and have income or deductions covered by its listed categories. People who prefer importing tax information from another account may find the manual entry requirement a poor fit.
What it does well
- Free return preparation and preview before payment.
- Federal and state returns included in the $34.99 flat price.
- Supports self-employment, rental, investment, and small-business income.
- Web and mobile access.
- Email and chat support are listed.
What to know first
- Tax data cannot be imported from another website or account.
- Use is limited to people in the United States and its territories or possessions.
- Intended for individuals preparing their own returns.
- The service limits returns filed from one computer.
Limits
The Free File Edition is listed for AGI of $18,100–$89,000 and active military eligibility. The standard filing price is $34.99; optional E-collect costs $29.95 once, and optional audit assistance costs $34.95 once.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| 1040.com | One flat price for federal and state returns · Federal and state returns included · Schedule C self-employment filing included · Free return preview before payment · Email and chat support | $34.99 a month |
| Free File Edition | AGI $18,100-$89,000 · Active military eligibility | Free |
| Pay with your refund (E-collect) | Additional cost at checkout · Optional refund-payment method | $29.95, paid once |
| Audit Assistance | Additional cost · Optional Protection Plus product | $34.95, paid once |
| 1040.com tax filing | Pay when you file; federal and state returns included · All filing statuses · most income sources · credits and deductions · Schedule C included | $34.99, paid once |
As 1040.com lists them, read 20 Sept 2026. The maker's own page has the final word.
Getting started
- Go to 1040.com using the web or mobile access.
- Prepare and preview your return for free.
- Enter the required tax information manually.
- Check whether you qualify for the Free File Edition, listed for AGI of $18,100–$89,000 or active military eligibility.
- Pay before submitting the return; the listed filing price is $34.99 for federal and state returns.
- Submit the return electronically to the applicable taxing authorities.
Verdict
1040.com combines guided preparation, broad listed income coverage, and federal and state filing at a flat $34.99 price. Its free preview lets users review a completed return before paying, but tax information must be entered manually and use is restricted geographically and to individual self-filers.
Questions
How much does 1040.com cost?
The listed 1040.com tax filing price is $34.99 once, payable when filing, with federal and state returns included. The site also lists a $34.99 monthly plan.
Can I prepare a return for free?
Yes. You can prepare and preview a completed return for free and pay before submitting it. A Free File Edition is listed for AGI of $18,100–$89,000 and active military eligibility.
Which platforms can I use?
1040.com is web-based and lists mobile access.
Can I import tax information from another account?
No. Tax data from another website or account cannot be imported, so users must enter the required information manually.
Who can use 1040.com?
The service is intended for individual taxpayers preparing their own returns. Access is limited to people located in the United States.
What optional services are listed?
E-collect, a refund-payment method, is listed at $29.95 once. Audit Assistance, an optional Protection Plus product, is listed at $34.95 once.
Facts from 1040.com's own pages
- Account protection
- Accounts use security questions and can enable two-factor authentication through the Security Center. · kb.1040.com, 28 Sept 2026
- Audit support
- Yes · 1040.com, 20 Sept 2026
- Data import
- Users cannot import tax data from another website or account and must manually enter required information. · kb.1040.com, 28 Sept 2026
- Filing coverage
- The service lists support for W-2 income, dependents, HSA, charitable donations, home ownership, education, Social Security, retirement, unemployment, investments, stock or crypto sales, rental properties, self-employment, and small business. · 1040.com, 28 Sept 2026
- Founded
- 1977 · 1040.com, 28 Sept 2026
- Free filing eligibility
- Users who meet IRS Free File Alliance requirements may be able to file both federal and state returns for free. · kb.1040.com, 28 Sept 2026
- Free plan
- Yes · 1040.com, 20 Sept 2026
- Free preview
- Users can prepare and preview a completed return for free and pay only before submitting it. · 1040.com, 28 Sept 2026
- Geographic availability
- Access is currently limited to customers located in the United States, and the terms require users to reside in the United States or its territories or possessions. · 1040.com, 28 Sept 2026
- Guided filing
- Its walkthrough technology asks questions, identifies qualifying credits and deductions, and lets users jump directly to forms through form search. · 1040.com, 28 Sept 2026
- Headquarters
- Franklin, North Carolina, United States · 1040.com, 28 Sept 2026
- Integrations and add-ons
- Optional services include E-collect for paying from a refund and Protection Plus audit assistance. · 1040.com, 28 Sept 2026
- Investment income
- Yes · 1040.com, 20 Sept 2026
- IRS e-file
- 1040.com electronically transmits returns to applicable federal and state taxing authorities and identifies itself as an IRS-authorized e-file provider. · 1040.com, 28 Sept 2026
- Mobile access
- web_and_mobile · 1040.com, 20 Sept 2026
- Privacy compliance
- Drake Software says it is subject to the Gramm-Leach-Bliley Act and maintains administrative, technical, and physical safeguards for personal information. · 1040.com, 28 Sept 2026
- Product
- 1040.com is an online service for preparing and electronically filing federal and state income-tax returns. · 1040.com, 28 Sept 2026
- Rental income
- Yes · 1040.com, 20 Sept 2026
- Security
- The service says data transferred between a user’s computer and its server is protected with industry-standard encryption and that its privacy practices are TRUSTe-certified. · kb.1040.com, 28 Sept 2026
- Self-employment support
- Yes · 1040.com, 20 Sept 2026
- Paid from
- 34.99 · 1040.com, 20 Sept 2026
- State filing
- included · 1040.com, 20 Sept 2026
- State returns
- State returns are included in the flat-rate price and most state-return information is filled from the federal return. · kb.1040.com, 28 Sept 2026
- Support
- The pricing page includes email and chat support, and the terms also describe web-chat, email, fax, and phone support methods. · 1040.com, 28 Sept 2026
Where 1040.com stands on Freedom251
- Tax Preparation Software#4 of 36
- Tax Software#47 of 149
- Personal Tax Software#52 of 123