Centime AP Automation

What Centime AP Automation is

Centime AP Automation manages accounts payable inside an ERP, covering invoice capture, coding, approvals, and payment. Its web service uses AI to capture invoices and supports purchase-order matching, automatic matching, invoice reconciliation, advanced workflows, and multiple entities. Finance teams can pay suppliers by check, ACH, wire, or virtual card; international wires include transparent FX rates. A built-in supplier portal lets suppliers maintain payment details and follow invoice status. Centime connects with Oracle NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, and every edition of QuickBooks through bidirectional sync. Matching depth depends on the ERP: QuickBooks Online and Desktop support two-way matching, while three-way matching is available with NetSuite, Sage Intacct, and Dynamics 365 Business Central. Other listed capabilities include direct bank feeds, scenario planning, automated reminders, dispute management, email communication, and a customer payment portal. Fraud controls include duplicate detection, approval policies, purchase-order matching, and a payment audit trail. Centime states that it has SOC 1 and SOC 2 Type II certifications, uses AES-256 encryption in transit and at rest, and conducts periodic vulnerability assessments and penetration tests. The paid Accounts Payable plan is custom-quoted based on monthly invoice and payment volume, with users included. Centime says most customers are live within 7–21 days, depending on modules and onboarding progress.

Who it suits

Centime identifies mid-market finance teams using QuickBooks, Microsoft Dynamics 365 Business Central, Oracle NetSuite, or Sage Intacct as its best fit, generally at companies with $10M–$250M in revenue. It suits teams seeking ERP-connected invoice workflows and supplier payments across multiple methods.

Limits

There is no free plan. The Accounts Payable plan is custom-quoted based on monthly invoice and payment volume, with users included at no extra cost. QuickBooks Online and Desktop support two-way matching; three-way matching is available on NetSuite, Sage Intacct, and Dynamics 365 Business Central.

Getting started

1. Visit https://www.centime.com/products/ap-automation
2. Request pricing for the Accounts Payable plan based on monthly invoice and payment volume
3. Select the modules and ERP integration for your finance workflows
4. Complete onboarding; Centime says most customers are live within 7–21 days, depending on modules and onboarding progress

Verdict

Choose Centime if your finance team uses one of its supported accounting systems and needs connected invoice processing, approvals, and payment execution. Consider the ERP-specific matching limits and custom-quote pricing when deciding whether it fits your workflow and budget.