budgetzero

Web · Windows · Mac · Self-hosted

Freedom report

Three barsScore 6.6

budgetzero is ranked #92 of 181 in personal finance software on Freedom251. It runs on macOS, Self-hosted, Web, Windows. There is a free plan.

budgetzero plans and pricing

Free Free Free, open-source budgeting budgetzero.io · 12 Oct 2026

Purpose: BudgetZero is a free, open-source, offline-first zero-based envelope budgeting system.
Budgeting: The product supports zero-based envelope budgeting.
Transaction imports: Transactions can be imported from CSV, OFX, or QFX files.
Reports: The site describes customizable reports on financial progress.
Offline storage: Budget data is stored in the browser and may be lost if the browser data is cleared.
Privacy: The project says it has zero trackers and zero analytics.
Desktop platforms: Desktop apps are available for Windows and Mac.
Self-hosting: Users can self-host the web app using Docker or build and host its static files on a web server.
Sync integration: Sync across browsers or devices requires configuring a CouchDB server; BudgetZero uses PouchDB for client-side storage.
Balance handling: Negative balances can carry into the next month.
Development status: The project describes itself as alpha and warns that significant bugs and breaking changes may occur.
Known limitations: Performance has not been tested for very large budgets with thousands of transactions, and transfers may be buggy.
Price from: Free

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