American Express @ Work

What American Express @ Work is

American Express @ Work is a web platform for companies running a Corporate Card program. It brings card applications, employee spending, and program reporting into one place. Administrators can manage statements, payments, transactions, balances, credits, and rewards, as well as start and track employee card applications and approve, monitor, suspend, or cancel Cards online. Customizable reports cover spending, travel, delinquency, payments, and other program activity; real-time alerts and insights help administrators follow activity as it happens.

For reconciliation, administrators can reallocate accounting codes, split reallocations, submit transactions for approval, and attach receipts to transactions or cycles. Eligible users can also create and manage Virtual Cards with spending limits, active dates, merchant category and country restrictions, and up to 20 custom fields. Virtual Cards are supported for eligible U.S.-issued Corporate Liability funding accounts, and recipients must reside in the United States or U.S. territories. American Express says @ Work can integrate with most ERPs. Administrator sign-in requires two distinct forms of identification. Access is limited to company-designated employees, contractors, or agents for Corporate Card account queries, maintenance, and reporting.

Who it suits

It suits companies with an American Express Corporate Card program that need administrators to manage cards, spending, reconciliation, and reports online. Virtual Card tools are relevant to eligible U.S. funding accounts and recipients in the United States or U.S. territories.

Limits

There is no system-imposed cap on Virtual Card quantity, subject to account status, but each merchant-category control is limited to 100 merchant category codes. Virtual Cards require an eligible U.S.-issued Corporate Liability funding account, and recipients must reside in the United States or U.S. territories.

Getting started

1. Visit the American Express @ Work website.
2. Contact an American Express representative or call 1-888-800-8564 to enroll.
3. Enroll with a company that has an American Express Corporate Card program.
4. Use the web platform as a company-designated employee, contractor, or agent.

Verdict

Choose American Express @ Work if your company has a Corporate Card program and needs centralized administration, reconciliation, and reporting. Consider its Virtual Card eligibility restrictions and contact American Express for pricing before enrolling.