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EnKash

What EnKash is
EnKash is a business spend management platform for payments, expenses, cards, and rewards, available on Android, iOS, web, and through APIs. Employees can submit expenses through WhatsApp, email, or an app, with receipt details read and auto-tagged. Expense categories include travel, meals, lodging, petty cash, fuel, and multi-currency spending. Businesses can set role-based, department-level, and geography-specific policies, budgets, and custom approval workflows. For collections, EnKash lists payment gateways, payment links and buttons, UPI, QR codes, auto collect, e-NACH, and instant settlements. Expense integrations include SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting. Payment gateway developers can use REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox. EnKash says its payment gateway is RBI-authorised and that it holds Payment Aggregator and Prepaid Payment Instrument licenses, but it is not a bank; related card and payment services are provided by licensed banks or regulated entities. Expense management pricing is available from sales. Listed card charges include ₹250 per physical card issuance or reissuance.
Who it suits
EnKash is aimed at businesses managing payments, expenses, cards, and rewards. Its expense controls, business system integrations, and payment gateway tools may suit finance and operations teams as well as payment developers.
What it does well
- Expense submission through WhatsApp, email, or an app.
- Receipt details are read and auto-tagged.
- Custom policies, budgets, and approval workflows.
- Integrations include SAP, Workday, Tally, and QuickBooks.
- REST APIs, SDKs, webhooks, and sandbox access.
What to know first
- Expense management pricing is available from sales.
- Physical card issuance or reissuance costs ₹250 per once.
- EnKash is not a bank.
Limits
Expense management pricing and tailored plans are provided by sales. Listed card charges include ₹250 per physical card issuance or reissuance, ₹25 per ATM cash withdrawal, and 2.5% or ₹10, whichever is higher, for government-portal transactions; starred amounts exclude applicable taxes.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| EnKash card products | Physical card issuance or reissuance · charges marked with * exclude applicable taxes | ₹250, paid once |
| EnKash expense management | Talk to sales for pricing details and tailored plans · Pricing details are provided by the sales team | On request |
As enkash.com lists them, read 5 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://www.enkash.com/.
- Contact sales for expense management pricing and tailored plans.
- Choose Android, iOS, web, or API access.
- For payment gateway integration, use the available REST APIs, plugins, SDKs, checkout integration, webhooks, or sandbox.
Verdict
EnKash combines expense management and business payment tools with controls and integrations for business workflows. Check the listed card charges and request sales pricing for expense management before choosing it.
Questions
How much does EnKash cost?
Expense management pricing is provided by sales. The card charges page lists physical card issuance or reissuance at ₹250 per once; starred charges exclude applicable taxes.
Which platforms does EnKash support?
EnKash lists Android, iOS, web, and API access. It also has an Android app for business spending, vouchers, expenses, and reimbursements.
What expense integrations does EnKash list?
It names SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting. API and webhook connections are also described.
Is EnKash a bank?
No. EnKash says it is not a bank and does not hold or claim to hold a banking license; related card and payment services are provided by RBI-licensed banks or regulated entities.
What payment gateway developer tools are available?
EnKash lists REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox environment.
When was EnKash founded, and where is its registered office?
The company says it was founded in 2018 and lists its registered office in Mumbai, India.
Facts from EnKash's own pages
- Android app
- EnKash has an Android app on Google Play for business spending, vouchers, expenses, and reimbursements. · play.google.com, 5 Oct 2026
- Banking limitation
- EnKash states it is not a bank and does not hold or claim to hold a banking license; related card and payment services are provided by RBI-licensed banks or regulated entities. · enkash.com, 5 Oct 2026
- Card charges
- The card charges page lists physical card issuance or reissuance at ₹250, ATM cash withdrawal at ₹25, and government-portal transactions at 2.5% or ₹10, whichever is higher; starred amounts are exclusive of applicable taxes. · enkash.com, 5 Oct 2026
- Company founding
- An EnKash company announcement says the brand was founded in 2018. · enkash.com, 5 Oct 2026
- Developer access
- EnKash offers REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox environment for payment gateway integration. · docs.enkash.com, 5 Oct 2026
- Expense capture
- Its expense management page says users can submit expenses through WhatsApp, email, and an app, with receipt details read and auto-tagged. · enkash.com, 5 Oct 2026
- Expense controls
- The expense management system supports role-based, department-level, and geography-specific policies, custom approval workflows, and budgets. · enkash.com, 5 Oct 2026
- Expense coverage
- The expense management system supports categories including travel, meals, lodging, petty cash, fuel, and multi-currency spends. · enkash.com, 5 Oct 2026
- Founded
- The company’s story says its founders launched EnKash in 2018. · enkash.com, 5 Oct 2026
- Headquarters
- Mumbai, India (registered office) · enkash.com, 28 Sept 2026
- Integrations
- The expense management page names SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting integrations; it also describes API and webhook connections. · enkash.com, 5 Oct 2026
- Intended customers
- EnKash describes its platform as built for businesses and says its expense tools cover multiple departments and roles. · enkash.com, 5 Oct 2026
- Mobile app
- EnKash's privacy policy refers to the website and mobile application together as its Platform. · enkash.com, 5 Oct 2026
- Payments
- The site lists payment gateway, payment links, payment buttons, UPI payments, QR codes, auto collect, e-NACH, and instant settlements among its collection products. · enkash.com, 5 Oct 2026
- Pricing
- The expense management page directs prospective customers to contact sales for pricing and tailored plans. · enkash.com, 5 Oct 2026
- Product
- EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards. · enkash.com, 5 Oct 2026
- Regulatory status
- EnKash says its payment gateway is an RBI-authorised online payment aggregator and that it holds Payment Aggregator and Prepaid Payment Instrument licenses. · enkash.com, 5 Oct 2026
- Security
- The expense management page states that EnKash EMS is SOC 2 Type II certified and uses AES-256 encryption at rest and TLS 1.3 in transit. · enkash.com, 5 Oct 2026
- Security certifications
- The site displays SOC 2 Type II and PCI DSS Level 1 certifications. · enkash.com, 5 Oct 2026
- Support
- The site lists support at [email protected] and +91 8530490475. · enkash.com, 5 Oct 2026
- What it does
- EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards. · enkash.com, 5 Oct 2026
Where EnKash stands on Freedom251
- Corporate Card Software#17 of 23