American Express Payment Gateway
What American Express Payment Gateway is
American Express Payment Gateway is a web-based service for accepting payments through monthly plans tied to transaction volume. The 100 monthly transactions plan costs $20 a month and includes 100 transactions. The 350 monthly transactions plan costs $25 a month and includes 350 transactions. The 1000 monthly transactions plan costs $55 a month and includes 1000 transactions. There is no free plan. Listed payment methods are American Express, Mastercard, Visa, Diners Club, Discover, JCB, PayPal, and Maestro. The gateway supports 120 currencies and recurring payments. API, SDK, and plugin coverage is listed for connecting the service with other software. Because it is offered through the web, businesses can select a monthly allowance based on their expected transaction count. The published options provide three stated volumes and prices, while payment-method and currency coverage can help determine whether the gateway matches a seller's checkout requirements.
Who it suits
This gateway suits businesses that need web-based payment processing with recurring payments and support for the listed cards, wallets, and 120 currencies. It is also relevant to teams planning integrations through APIs, SDKs, or plugins.
What it does well
- Three monthly transaction allowances are listed
- Supports 120 currencies
- Recurring payments are supported
- Accepts cards, PayPal, and Maestro
- API, SDK, and plugin coverage listed
What to know first
- No free plan
- Plans are billed monthly
- Transaction allowances are capped by tier
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| 100 monthly transactions | billed monthly · 100 monthly transactions included | $20 a month |
| 350 monthly transactions | billed monthly · 350 monthly transactions included | $25 a month |
| 1000 monthly transactions | billed monthly · 1000 monthly transactions included | $55 a month |
As americanexpress.com lists them, read 25 Sept 2026. The maker's own page has the final word.
Verdict
American Express Payment Gateway offers three paid monthly tiers with clearly stated transaction allowances. Its payment-method, currency, recurring-payment, and integration coverage define whether it fits a particular checkout setup.
Where American Express Payment Gateway stands on Freedom251
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