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ANZ Contents Standard is designed to protect a renter’s own belongings against specified insured events, but the published overview is not enough to establish whether it fits a particular household. It lists events such as storms, floods, bushfires, theft and accidental glass breakage, while accidental damage and electric motor burnout are optional for Standard. Before choosing it, check the effective Product Disclosure Statement (PDS), your Certificate of Insurance, limits, exclusions and excesses.
How does contents insurance work for renters?
A landlord’s building insurance covers the building, and landlord-owned items such as carpet, curtains or blinds. It does not cover a tenant’s own belongings. Renters generally need a contents policy of their own for items such as furniture, electronics, kitchen appliances, clothing, accessories and medical items. ANZ’s renter guide explains this distinction.
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Contents insurance is not a guarantee that every loss will be paid. Cover depends on the insured events, conditions, limits and exclusions in the policy, as well as the details on the individual Certificate of Insurance.
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What does ANZ Contents Insurance cover you against?
ANZ describes Contents Standard as “Flexible protection for common insured events” and gives storms, bushfires, floods, theft and vandalism to the home as examples. Its renter guide also lists natural events including cyclone, earthquake and storm, theft or attempted theft, and accidental breakage of glass as benefits for Standard and Plus, subject to policy conditions. ANZ’s product page directs customers to the PDS for complete terms.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
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ANZ identifies accidental damage and electric motor burnout as included with Contents Plus and optional benefits with Contents Standard. Portable Contents and Valuable Contents are also optional benefits. The public summaries do not establish the detailed conditions, limits or exact scope of these options; consult the effective PDS before relying on them.
Are my portable items covered for loss or damage outside my rented home?
Portable Contents is an optional benefit, but ANZ’s public summary does not spell out its precise geographic scope or all covered circumstances. Do not assume that an item is covered everywhere simply because this option is selected. Check the effective PDS and your Certificate of Insurance for eligible items, locations, events, limits, exclusions and any excess that applies.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
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- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
What is the maximum sum insured for valuable contents?
ANZ’s FAQ dated 31 January 2025 stated a limit of up to $10,000 for an individual selected valuable item unless it was separately specified. That figure is older FAQ information, not confirmed current policy wording. Check the current PDS and your Certificate of Insurance for the applicable per-item and category limits, and whether an item must be separately listed. ANZ’s FAQ is the source of the older figure.
How should renters choose a sum insured and options?
ANZ recommends basing the sum insured on what it would cost to replace belongings at today’s prices, then reviewing whether the amount remains sufficient. An inventory can help: record the belongings you would need to replace and estimate current replacement costs rather than relying on what you originally paid.
Rank #3
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- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Consider local exposure, such as bushfire or flood risk, and whether optional benefits address a real need. Before deciding, compare the policy documents on these points:
- Which insured events are covered and what exclusions or conditions apply.
- Whether accidental damage or electric motor burnout is included or selected as an option.
- The overall contents sum insured and any sublimits by item or category.
- How Valuable Contents and Portable Contents work, including requirements for specified items and cover away from home.
- The premium and excesses that apply to your own quote and selected cover.
- Any additional benefits, such as temporary accommodation, and the conditions attached to them.
- How to make a claim and what information or evidence may be required.
ANZ states that claims can be made through the online policy account or by calling 13 16 14. That process information does not determine whether a particular claim is covered; the policy terms apply.
Rank #4
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- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Who issues ANZ Contents Insurance, and which PDS applies?
ANZ’s current product information identifies Insurance Australia Limited as the issuer under CGU and ANZ as distributor. ANZ says it does not guarantee or stand behind the issuer or product. Its product information is general and does not account for a customer’s objectives, financial situation or needs. ANZ’s product page links to the PDS designated for policies commencing from 14 June 2026 or renewing from 26 July 2026. Use the PDS that applies to your policy and check the Certificate of Insurance for your selected cover.
ANZ also advertises legal liability cover of up to $20 million in some situations. This is a headline figure, not a statement that every liability claim is covered; the effective PDS sets out the relevant terms and exclusions. The product overview provides the headline.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

