Side by side
ViaBill vs Zilch
Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
ViaBill offers shoppers a defined four-payment option and merchants several integration paths. Review the plan terms and region-specific merchant fees before choosing it.
Visit ViaBill Free plan AndroidiPhoneWeb
Zilch combines payment choices and Rewards with an app and card, while eligibility and fees apply to credit and some payment options. Compare the plan details and repayment terms with your needs before choosing.
Visit ZilchThe facts
| ViaBill | Zilch | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Zilch Extra: £2.99 a month |
| Plans published | 1 | 3 |
| Maker | Not published | Not published |
| Website | viabill.com | zilch.com |
| On buy now, pay later platforms | #12 of 26 | #16 of 26 |
ViaBill: what it does well
- Free plan lists four payments and 0% APR.
- Plus offers repayment over up to 24 monthly payments.
- Merchant integrations include Shopify and WooCommerce.
- Merchants can integrate directly through an API.
What to know first
- Plus Mastercard costs 29 DKK per month.
- Free agreement period is fixed at 365 days.
- Merchant pricing is on request; listed fees vary by region.
Zilch: what it does well
- Payment options include 6-week and 3-month terms.
- Works wherever Mastercard is accepted.
- Apple Pay and Google Pay supported.
- Rewards can be used toward purchases.
- Live chat and phone support are available.
What to know first
- Credit is limited to eligible UK residents aged 18 or over.
- Standard is in-app only.
- Standard has a £4.99 card fee.
- Advance carries a £3 processing fee.
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