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Tabby vs Tamara

Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Tabby

Free plan AndroidAPIiPhone+1

Tabby combines shopper payment options with deals and merchant checkout channels in the markets it serves. Check eligibility and checkout fees for payment plans, and confirm merchant rates during application.

Visit Tabby

Tamara

Free plan AndroidiPhoneWeb

Tamara offers installment checkout for consumers and multiple payment channels and integrations for merchants. Shoppers should review eligibility and payment-history conditions, while merchants need to request pricing.

Visit Tamara

The facts

TabbyTamara
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, iPhone, Web
Lowest paid planFree or on requestTamara Smart: 19 AED a month
Plans published22
MakerNot publishedNot published
Websitetabby.aitamara.co
On buy now, pay later platforms#11 of 26#15 of 26

Tabby: what it does well

  • Pay in 4 has no fees
  • Cash transfers have no transfer fees
  • Offers store deals and price tracking
  • Businesses can accept payments in multiple channels
  • 24/7 in-app chat support

What to know first

  • Pay Later requires customers to be at least 18
  • Pay Later eligibility requires a good credit history
  • Fees may apply to monthly payment plans
  • Merchant commission and transaction fees apply

Tamara: what it does well

  • Installment schedules include six listed term options.
  • Checkout is available online and in-store.
  • Merchants are paid upfront on split purchases.
  • Merchant dashboard is available.

What to know first

  • Maximum spending limit depends on eligibility factors.
  • Repeated late payments may suspend an account.
  • Pricing is available on request.
  • Tamara Smart is UAE-only.

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